Drug And Alcohol Rehabs That Accept MagnaCare Insurance

Medically reviewed by

Dr. Gerardo Sison

April 11, 2019

Making the decision to seek treatment for a drug or alcohol addiction is one of the best things you can do. However, many people forego addiction treatment due to the cost. Fortunately, health insurance companies like MagnaCare may cover some or all addiction treatment and services.

MagnaCare is a health insurance company that serves residents of New York and New Jersey. The company prides itself on providing top-quality and personalized health care solutions to its members. MagnaCare offers coverage regionally through its MagnaCare Access program and nationally through its MagnaCare National Access program.

MagnaCare Insurance has an extensive network of providers both in the tristate area and throughout the nation. This ensures that members have access to quality healthcare wherever they may be.

This network of healthcare providers includes drug and alcohol rehab facilities and other treatment programs and services. Many MagnaCare Insurance plans provide partial or full coverage for addiction treatment.

Will MagnaCare Insurance Cover Drug And Alcohol Addiction Treatment?

Understanding your MagnaCare Insurance plan is important to ensure you receive the most coverage possible for addiction treatment. Each plan will vary in the amount of coverage it offers.

Additionally, the state you live in will play a role in what your insurance plan will cover. Most states require insurance companies to offer some level of benefit for addiction treatment. Thanks to the Mental Health Parity and Addiction Equity Act of 2008, most insurance plans offer the same amount of coverage for addiction treatment as they do for other medical services.

It’s important to know that MagnaCare may not cover all the costs of treatment. Becoming familiar with your insurance plan and the copays and deductibles you are responsible for can help prevent surprise out-of-pocket costs.

Substance Use Treatment Services Covered By MagnaCare

Each plan with MagnaCare will provide varying levels of coverage for drug and alcohol addiction treatment. Your plan will also determine which types of treatment you are eligible to receive coverage for.

Addiction services that are typically covered under a MagnaCare insurance plan include detoxification programs, drug testing, and therapy. MagnaCare Insurance may also provide coverage for other forms of treatment. For example, your insurance plan may cover part of or all of a stay at an inpatient rehab facility.

Inpatient treatment provides a structured and intensive program aimed at helping people overcome addiction and stay sober. Inpatient programs require individuals to live at the rehab facility for several weeks or months, with the typical time being between 30 and 60 days.

Another form of treatment that may be covered under your MagnaCare Insurance plan is outpatient treatment. Outpatient programs are less intensive than inpatient treatment but still provide structure and customized plans for recovery. Intensive outpatient programs, partial hospitalization programs, and standard outpatient programs are the most common forms of outpatient treatment.

Frequently Asked Questions About Covering Addiction Treatment With MagnaCare

There are several questions you should ask before using your MagnaCare plan to cover addiction treatment. This will ensure that you are educated and prepared before entering into a treatment program.

The following are questions you should ask a treatment specialist or MagnaCare representative:

• Does my plan cover inpatient treatment? What length of stay is covered?
• Does my MagnaCare plan provide coverage for outpatient treatment? Which programs are covered?
• What are my deductibles and copays?
• Is medication throughout the treatment process covered by my plan?
• What treatment programs and services require prior authorization?
• Are medically supervised detox programs covered?
• What will my out-of-pocket costs be?

Finding An Addiction Treatment Program That Accepts MagnaCare Insurance

Insurance coverage can help lower or eliminate the cost of addiction treatment. This can lessen the financial burden of treatment and allow you to focus on what matters most – your recovery.

While understanding your insurance plan may feel difficult, a treatment specialist of MagnaCare insurance representative can answer all of your questions. They can also help you determine which type of treatment is best for your unique needs.

To learn more about your insurance plan and addiction treatment options, contact a treatment specialist today.