Alcohol And Drug Rehabs That Accept Cigna Insurance
Substance Abuse Rehabilitation Centers: Coverage With Cigna Benefits
Cigna health insurance plans are available in California, Arizona, Texas, Colorado, Tennessee, Connecticut, North Carolina, Georgia, South Carolina, and Florida. Most of these states require health insurance providers to offer some level of benefit for mental health and addiction treatment. The specific amounts Cigna plans pay for treatment at a rehab center and the services they cover will vary. As you begin to plan your recovery, it’s important to understand your benefits in order to develop a treatment program that will suit your needs.
Cigna offers employers the option to provide mental health and addiction benefits through their Behavioral Health division. They even have an Alcohol Specialty Care Management Team whose mission it is to provide support for those seeking help with alcohol dependency or problem drinking. This service can help you determine whether outpatient or inpatient care is appropriate for your situation.
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Cigna Coverage for Substance Abuse Rehabilitation Centers: Group vs. Individual Plans*
If your insurance is provided by you or your spouse’s employer, chances are that the Mental Health Parity and Addiction Equity act of 2008 will ensure you have addiction treatment coverage at levels similar to your plan’s coverage of other inpatient and outpatient hospital care. The act, which took effect in July of 2010, requires companies with more than 50 employees who offer mental health and addiction benefits to provide those benefits at the same level as other medical benefits in their plans. You may also have access to a wider range of resources through an Employee Assistance Program.
Individual and family coverage is another matter. The addiction benefits these plans provide vary highly depending on the options you chose when enrolling and on your state’s regulations. Because most states mandate some level of coverage for addiction treatment, you are probably eligible for some treatment coverage. Cigna representatives can provide more specifics about your treatment benefits and most substance abuse treatment professionals can assist you in finding options that fit your unique situation.
We Can Help You Find Substance Abuse Rehabilitation Centers Covered by Your Cigna Insurance
As you plan your journey to recovery, you can get started by contacting your Cigna representative and asking a few key questions:
- Does my insurance plan cover substance abuse treatment?
- What substance abuse treatment facilities will accept my insurance?
- Is there a daily maximum coverage for inpatient stay at a drug rehab center?
- What services will my insurance cover at a drug rehab center?
Addiction treatment professionals can help you untangle the specifics of your insurance coverage and develop a recovery plan that meets your needs. Contact us today for a free consultation.
* Disclaimer: Rehabcenter.net is not affiliated with or endorsed by Cigna or Cigna Behavioral Health. Details about Cigna and Cigna Behavioral Health’s coverage are intended for informational purposes only. The specific details of your plan may vary and the specific treatment services you require may or may not be covered.
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