Rehab Centers That Accept Humana Insurance In Georgia
Medically reviewed byIsaac Alexis, M.D., AAMA, AMP-BC
March 18, 2019
In Georgia, Humana is one of the insurance companies that offers health insurance plans that help to cover the cost of addiction treatment. Paying for rehab should not be a reason that someone does not get the help that they need.
Are you in the process of searching for rehab facilities to overcome a problem with drug or alcohol abuse or addiction? One of your criteria for choosing an inpatient facility or outpatient program is probably the price. Keep in mind that if you use a health insurance plan for your treatment, the plan can take care of part of the cost so you don’t have to pay as much. It depends on your plan as to how much it will cover, and you can generally save more if you stay in the carrier’s provider network.
Use Health Insurance For Various Treatment Needs
All plans on your state marketplace will help pay for mental health and substance abuse care. Humana’s network includes a wide variety of health professionals and facilities that you can choose from for your treatment. For instance, there are psychiatrists, licensed counselors, inpatient detoxification centers, and more that you will find in the network.
If you’re searching for a certain kind of treatment, such as wilderness programs or holistic treatments, you could check whether these and other rehab programs are covered with your plan. Humana’s plans can help if you are facing alcohol abuse, drug abuse, depression, and many other substance abuse, mental health and behavioral health problems.
Get treatment when
and how you need it.
Humana’s Georgia Plans And Coverage
Humana offers a choice of POS and HMO plans to Georgia residents. The number referenced in each name has to do with the deductible an individual is responsible for when visiting providers within the network. After paying the deductible, the coverage starts to pay for your care. You will find plans under the platinum, gold, silver, and bronze levels. The higher quality metals designate plans that offer more coverage yet require higher premiums.
With Humana in Georgia, there is one POS offering under each of the metallic levels, in addition to a catastrophic plan for basic coverage. The POS plans allow you to go to providers inside and outside the network, while network ones cost less.
The catastrophic offering is the Humana Basic 6600 plan. With this plan, there is no charge to you for inpatient and outpatient services when you stay in the network. The price goes up to a 25 percent co-insurance outside the network. The Humana Bronze 6300 plan also won’t cost you anything for your mental and behavioral health treatment and substance use disorder treatment in the network, whether you choose outpatient services or to enter an inpatient treatment facility. If you want to go somewhere outside the network, your costs will be a 25 percent co-insurance.
The Humana Silver 4250 plan covers inpatient and outpatient treatment for mental health, substance abuse and behavioral health at a 20 percent co-insurance for you. This is in the network, while the cost rises to 40 percent for non-network professionals and facilities. The Humana Gold 2500 plan and the Humana Platinum 1000 plan both provide coverage with a 20 percent co-insurance in the network and 40 percent outside the network. With all of these POS plans, pre-authorization is often needed by the carrier before you can enter an inpatient facility.
With the HMO plans under Humana, you can only visit a provider within the Humana network to receive coverage. The catastrophic plan is the Humana Basic 6600 plan. It covers substance abuse and mental health services completely. There is also no charge for these services with the Humana Bronze 6300 plan.
The Humana Silver 4600 plan comes with a 20 percent co-insurance for inpatient and outpatient care. At the gold level, you have the Humana Gold 2500 plan. This plan also requires you to pay 20 percent for these services. Finally, the Humana Platinum 1000 plan needs you to take care of a 20 percent co-insurance for your mental health and drug or alcohol dependency costs. Similar to the POS plans, you often need to get inpatient care approved in advance.
Choose Your Coverage
Pick a Humana plan that will best fit your budget and meet your treatment needs. Then you’ll have access to more affordable treatment.