Alcohol And Drug Rehabs That Accept Beacon Health Options (ValueOptions)
Medically reviewed byDr. Anna Pickering
April 15, 2019
Beacon Health Options (ValueOptions) offers substance abuse benefits within their plans that can reduce or cover addiction treatment costs. Using your health insurance to pay for rehab can reduce your financial burden throughout you or your loved one’s recovery process.
One of the most common concerns people have about going to rehab is covering treatment costs. If you have health insurance coverage, this can help you receive full or partial assistance for rehab services. This includes insurance under providers like Beacon Health Options.
Formerly known as ValueOptions, Beacon Health Options has over 30 years of experience in managed care. Specialized in behavioral care, their plans include health benefits for substance abuse, addiction treatment, and mental health services.
As a top insurance provider, Beacon Health Options is in-network with over 100,000 behavioral health providers and rehab centers nationwide. Coverage amounts for services can vary from state to state and depend on your plan’s benefits.
Understanding your Beacon Health Options coverage for substance abuse can help you or your loved one find the treatment that meets your financial and personal needs.
Does Beacon Health Options Cover Drug And Alcohol Rehab?
Beacon Health Options plans offer benefits that can cover or reduce the costs of drug rehab. This includes inpatient programs within a rehab center, as well as detox and aftercare.
Substance abuse benefits can vary depending on your plan and your location. You may check your plan’s benefits by visiting Beacon Health Options’ online MemberConnect portal, or by calling an insurance representative.
Whether or not Beacon Health Options can cover your rehab costs may also depend on if the rehab center accepts your insurance. Finding a facility that accepts your insurance is the best way to reduce your treatment costs.
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Substance Abuse Treatment Services Covered By Beacon Health Options
Beacon Health Options aims to provide comprehensive mental health and behavioral care for their members. Therefore, they offer coverage for a wide variety of addiction treatment services that can be beneficial for overcoming substance abuse.
Types of substance abuse treatment that may be covered by Beacon Health Options include:
- screenings and assessments for drug/alcohol addiction
- detox programs
- inpatient and residential treatment
- medication-assisted treatment (MAT)
- dual-diagnosis (for co-occurring mental health disorders)
- outpatient treatment
People who stop using a drug or stop drinking after becoming addicted may experience a variety of withdrawal symptoms.
Attempting to detox from drugs or alcohol alone can be dangerous. Many substances can cause withdrawal symptoms that have effects on the mind and body. In the most severe cases, untreated symptoms can be deadly.
Medical detox programs, which may be covered under your Beacon Health Options plan, can provide greater safety throughout this process. Detox typically lasts between a week to ten days, with the possibility of some lingering symptoms.
Entering a medically assisted detox program is the most effective way to stop using an addictive substance. Medical specialists can monitor your health and provide medications as needed to treat severe symptoms. Having medical support also reduces your risk for relapse.
Beacon Health Options plans can offer coverage for both inpatient and outpatient detox programs. This may vary based on your plan and location. Inpatient detox is most commonly recommended, especially for people with severe drug or alcohol dependence.
By reaching out to your doctor or a treatment specialist for help, they can help you determine what option will best suit your needs.
Inpatient Rehab Programs
Recovering from addiction requires a strong support system, as well as structure to help a person heal. This is especially true in the early stages of sobriety, when drug or alcohol cravings may still be strong. Effects of withdrawal on mood can also make a person feel unstable during this time.
Inpatient rehab centers can be helpful to provide both supervision and structure for people recovering from substance abuse. Inpatient programs typically last 30 to 90 days and involve living onsite for 24/7 care.
Inpatient programs commonly offer a variety of effective treatments to help patients heal from their addiction. This may include:
- individual counseling
- group therapy
- family counseling
- medication-assisted treatment (MAT)
- life skills training
- art therapy
- motivational interviewing
- relapse prevention
- aftercare support
Different rehab centers can vary in what treatments they offer within their programs. While inpatient treatment can cost up to tens of thousands of dollars a month out of pocket, using insurance to pay can reduce or even cover this cost.
Beacon Health Options offers comprehensive substance abuse treatment options for members that have substance abuse benefits. This includes treatment within an in-network inpatient or residential rehab center. Copayments or deductibles may apply.
Your insurance may require that you get prior authorization before entering a rehab center. This can require submitting proof of medical necessity for this level of care from your doctor to Beacon Health Options.
Beacon Health Options recognizes how essential outpatient treatment can be to provide continuing support for people recovering from substance abuse.
There are several different options for outpatient treatment once a person has left an inpatient program. You may be recommended to continue your treatment within a day program such as partial hospitalization (PHP) or intensive outpatient (IOP). This involves spending two to seven days a week, and up to ten hours per day at a treatment center.
Less intensive treatment options on an outpatient basis include seeing an outpatient counselor, doctor, and other specialists as needed on a regular basis. Attending support groups, such as Narcotics Anonymous (NA) and Alcoholics Anonymous (AA), can also be beneficial for building a support system for yourself within your community.
Beacon Health Options plans offer coverage for outpatient treatment with providers that accept your insurance. Out-of-network providers may have to submit a claim for coverage, which may or may not be approved.
Another helpful option for outpatient treatment that is offered by Beacon Health Options is their mobile, video-based telehealth program. This online platform connects members to in-network treatment providers right in your own home, or from whatever location you happen to be. This can provide flexibility without making a person choose between work, other responsibilities, and their recovery.
Several medications have shown to be effective for treating substance abuse when combined with behavioral therapy. Combining the use of medications and counseling is known as medication-assisted treatment, or MAT.
Beacon Health Options offers coverage for this type of treatment as an effective way to treat the whole person, and not just one or two aspects of the problem. As a whole-person approach, MAT can help to treat the emotional, mental, and physical sides of addiction.
Your amount of prescription drug coverage will depend on the policies within your plan. Some prescriptions may require a copay, depending on the type of drug.
Frequently Asked Questions: Understanding Your Beacon Health Options Coverage
Having questions about your insurance coverage for rehab is expected. Many people become stressed over what costs they may be responsible for in seeking addiction treatment.
Talking to a treatment specialist as well as your insurance provider can give you a fuller understanding of your treatment options. They may be able to refer you to resources that accept your insurance plan, and provide you with a full explanation of your insurance plan benefits.
It is best to ask questions about your coverage before entering a treatment program. This can help you avoid any hidden or unexpected costs down the road, allowing you to focus on your recovery in treatment.
Common questions to ask before using Beacon Health Options to pay for rehab:
- Does my Beacon Health Options plan cover inpatient treatment? If so, for how long?
- Does my insurance cover medical detox programs?
- Do I need to submit any paperwork to my insurance to become eligible for coverage?
- How do I find rehab centers and providers that are in-network with Beacon Health Options?
- What are my responsibilities, if any, for: deductibles, premiums, or copays?
- Will my insurance plan cover prescription drug costs?
- What types of outpatient treatment does my plan cover?
- Can you help me find outpatient providers that accept my insurance?
Find A Rehab Center That Accepts Beacon Health Options
Finding addiction treatment that accepts your Beacon Health Options plan doesn’t have to be confusing. Our treatment specialists can help you find treatment services that suit you or your loved one’s needs to get them on the path towards recovery.
Contact us today to find a substance abuse rehab center that accepts Beacon Health Options.Article Sources
Beacon Health Options - Mental Health and Substance Use Disorder Services
Beacon Health Options - Best Practices in Managed Substance Use Disorder Treatment