Rehab Centers That Accept Humana Insurance In West Virginia
According to a report released a few years ago by the Executive Office of the President of the United States, about seven percent of West Virginia’s population over the age of 12 used illicit drugs within the prior month. And drug deaths are higher than the national average. Clearly, addiction treatment services are greatly needed in the state. Fortunately, with Humana insurance coverage, policyholders can take advantage of a variety of addiction services.
Will Humana Cover Detox Services In West Virginia?
Before entering into a treatment center, a person must be diagnosed and referred to a treatment center. Most times, this referral and diagnosis can come from a primary care physician or a detox center. Detox centers are often found in hospitals and Humana provides exceptional coverage for the involved services, which include:
- Medical attention and assistance
- Prescription medication
- Individual and group counseling
- What Types Of Treatment Services Are Covered By Humana?
There are numerous treatment services available to those who suffer from addiction problems. For example, when a person suffers from an additional mental health illness other than substance abuse or substance dependency, dual diagnosis treatment services will be needed. Without this type of treatment, it becomes ineffective when treating either of the conditions.
Other types of treatment covered by Humana include:
- Cognitive behavioral therapy
- Individualized counseling
- Peer support
- Meditation sessions
- Relapse prevention
Examples Of Humana Plans That Cover Substance Abuse Treatment
The Humana Bronze 4850/ChoiceCare plan provides excellent coverage for substance abuse treatment. Diagnosis services are covered at rate of 100 percent for the first three visits. However, policyholders must make a copayment for each visit. If more than three visits are needed and the deductible has been met, 80 percent coverage is provided, but no copayment will be needed. For addiction treatment services, policyholders will pay 20 percent after the deductible has been paid for in-network providers.
Humana Bronze 6450/ChoiceCare policy has an individual deductible amount of $6,450: after paying it, 100 percent of diagnosis visits are paid. For chemical and alcohol dependency treatment services, policyholders also enjoy 100 percent coverage. If out-of-network services are obtained, 75 percent coverage is applied.
The Humana Basic 6850/ChoiceCare plan also has a copaymet of $25 for the first three visits. If more visits are needed, 100 percent coverage will kick in after the deductible has been met. It’s important to note that diagnosis services can be obtained through various health care facilities, including a PCP, retail clinic, urgent care center, or even a specialist facility.
If treatment services are obtained through an in-network provider, 100 percent coverage is provided after the deductible. Coverage for out-of-network provider is 75 percent of the after-deductible expenses. In-network deductibles for an individual are $6,850 and $13,700 for families.
To learn more about Humana and the great coverage it provides for substance abuse treatment in West Virginia, please contact us at RehabCenter.net. Our skilled experts will help you fully understand your options and help get you the treatment coverage you deserve.