Rehab Centers That Accept Humana Insurance In Washington
Addiction is a disease that affects more than 23 million people each and every year, including Washington residents, and treatment services are abundantly available. Whether it be inpatient or outpatient treatment, seeking help as soon as possible will be the best way to treat the disease of addiction. Here’s an overview of Humana health insurance in Washington and the types of coverage that it provides to those who are suffering from substance abuse problems.
How Does Humana Health Insurance Work in Washington?
Humana health insurance coverage in Washington depends on the exact place a person obtains these services. For example, some policies may provide 100 percent coverage for all treatment-related services as long as the policyholder obtains them through an in-network provider. However, when obtaining them through an out-of-network provider, only 40 percent coverage is provided. Here’s a closer look at policies and their terms of coverage.
The Humana Basic 6850/National POS-OpenAccess policy requires policyholders to pay $25 copayments for the first three diagnostic visits. If more than three are needed, the plan pays 100 percent as long as the deductible has been met. Treatment services are covered at a rate of 100 percent after the deductible has been met. If treatment services are obtained through an out-of-network provider, the policyholder must pay 25 percent.
With the Humana Basic 6350/National POS – OpenAccess policy requires policyholders to make the following copayments for diagnostic services:
- $25 for PCP
- $50 for retail clinic
- $75 for urgent care
- $75 for specialist
This plan provides great coverage for addiction treatment, with programs being covered at a rate of 80 percent as long as the deductible has been me. This applies when services are acquired through an in-network provider. If the policyholder goes through an out-of-network provider, he or she must pay 40 percent once the deductible has been paid.
Does Humana Cover Both Inpatient And Outpatient Services?
Although most substance abuse experts state that inpatient services are more effective than outpatient treatment, Humana still provides coverage for both types. It’s well known that some people are unable to leave their families or careers in order to go into treatment, which makes outpatient and intensive outpatient programs more appealing.
If you would like to learn more about your Humana plan and the coverage that it provides for substance abuse treatment, please contact us at RehabCenter.net. We can help you make sense of your insurance options and get you into the rehabilitation center that is right for you.