Rehab Centers That Accept Humana Insurance In Puerto Rico
For residents of Puerto Rico who are looking for Humana health insurance coverage, it’s comforting to know that there are various policies available. This is especially true given the wide amount of drug traffic and use that has impacted the area for decades. Humana can help Puerto Rico residents pay for their substance abuse treatment. Here’s what you need to know.
How Does Humana Insurance Work In Puerto Rico?
When a person starts shopping for Humana insurance coverage in Puerto Rico, the first thing they will notice is that plans are available through several subsidiaries. This causes a wide range of variance between multiple plans, but the following services are typically covered:
- Substance abuse treatment programs
It is during detox that a variety of medical services may be needed, including medication/prescription, medical attention, counseling, and more. It is vital to go through a detox program because it increases treatment success. And many substance abuse treatment centers in Puerto Rico deny treatment until a person completes detoxification.
During the actual substance abuse treatment program, there are many more services that will be needed, which will likely include:
- Cognitive behavioral therapy
- Group counseling sessions
- Intensive outpatient treatment
- Case management
- Peer support programs
- Partial hospital programs
It’s important to understand that each of these services has a variety of sub-services that may be covered by Humana in Puerto Rico. For example, individual and group counseling may come in the form of cognitive behavioral therapy, motivational enhancement, contingency management, or even a 12-step program.
With the Humana Basic 6850 plan, most policyholders enjoy coverage for a variety of mental health services. There is a $6,850 deductible for those with an individual policy and a $13,700 deductible for those with a family plan. It’s important to note that coverage will vary depending on whether the policyholder chooses to obtain services through a provider that is in or out of network.
Also noteworthy is that most plans categorize the following services as approved for mental health services, which are directly related to substance abuse treatment:
- Mental health services that have been ordered by a court system
- The services and supplies that are needed to acquire substance abuse treatment
- Marriage counseling
- Does Humana Cover Aftercare?
Humana does cover many services related to aftercare, including individual and group therapy sessions, as well as many medications that are needed for a long-term, successful recovery. The exact amount that has to be paid out of pocket is determined by the policy a person has, but many of them are 100 percent covered as long as the yearly deductible has been met.
The coverage offered by Humana helps ensure that you get a full holistic treatment for your painful addiction. So if you’re interested in learning more about drug rehabilitation or Humana insurance coverage, please contact us at RehabCenter.net to learn more. Our counselors are more than ready to give you the best guidance.