Rehab Centers That Accept Humana Insurance In New Hampshire
Substance abuse and addiction impacts personal health and the ways that an individual behaves. When a loved one shows signs of substance abuse or a mental health disorder, they need the appropriate treatment to address the situation. By working with a Humana policy in New Hampshire, individuals can find the right tools for long-term recovery goals.
Rehab Treatments In New Hampshire
The best rehab centers to treat an addiction in New Hampshire depend on personal goals and the policy details. Holistic and evidence-based treatment facilities use several solutions to help with the situation. In most cases, the programs use tools like cognitive-behavioral therapy to change the way that an individual thinks and behaves when it relates to drugs, alcohol and situations that cause cravings or temptations to abuse the substance.
Holistic programs also use dual-diagnosis treatments, yoga, meditation, and other tools to help with long-term goals. In some cases, the holistic program will also address physical ailments or health concerns by offering medical treatments.
Traditional treatment programs, which use tools like counseling, family therapy and group therapy, also help with personal goals by addressing the causes of an addiction. In most cases, an outpatient program will use traditional tools to help with recovery goals. Inpatient programs use a combination of tools and treatments to help with recovery.
In any program, an individual wants to look for detox services. Since some drugs and alcohol cause harsh withdrawal symptoms, a medically-supervised detox program helps reduce the risk of any severe health concerns and potential complications.
Using Rehab Insurance Coverage From Humana
Humana offers coverage for substance abuse in New Hampshire through Aetna employer-provided policies and through Medicare. The Humana policies focus on the needs of the group rather than the individual, so the exact details will depend on the policies an employer offers to employees.
Generally, Aetna policies for a company or a group offer standard and comprehensive coverage options. Most employers provide a few policies through Aetna based on the different needs of employees. A basic policy offers limited coverage, but it still helps with emergency costs like detox services or overdose treatments. Standard coverage from Aetna helps with inpatient and outpatient treatment costs, but an individual must pay the deductible and the stated co-insurance rates. The costs will vary between policies and employers, but most standard policies will cover roughly 60 to 80 percent of the costs of an in-network facility.
Comprehensive policies offer greater coverage, but usually have a higher monthly cost. In general, a comprehensive policy covers around 80 percent of the costs of treatment, but the exact co-insurance rates differ between plans. Some policies will not pay for out-of-network treatments, so use caution when selecting a facility.
Focusing On Appropriate Programs
As some policies set limitations on coverage or exclude specific treatments, the most appropriate program for addiction recovery in New Hampshire depends on the needs of the individual. Use the insurance policy to determine when to walk away from a program. Policies can exclude treatment in out-of-network facilities or limit coverage to specific types of programs.
Select a program that complies with the standards of the policy and that offers the tools and treatment options an individual needs to address substance abuse. The best facilities offer multiple treatment solutions and allow individuals to work with their insurance provider to set a realistic budget for the recovery process.
Selecting A Facility
In New Hampshire, individuals have a variety of options to help with long-term goals, but the best program depends on personal interests and plans. For more details about substance abuse treatment options or insurance coverage and policies in New Hampshire, use the tools at RehabCenter.net today. We can help you regain the sober life you’ve longed to reclaim.