Rehab Centers That Accept Humana Insurance In Connecticut
Developing a healthy lifestyle requires appropriate measures to prevent any major concerns from arising. When a drug- or alcohol-dependent loved one shows signs of substance abuse or a mental health disorder, it requires appropriate treatment to address the underlying causes of the situation. Humana insurance policies in Connecticut help individuals find the right tools to address their situation and focus on long-term recovery goals. Reduce your costs of treatment by choosing Humana and getting connected with coverage for your recovery plan.
Coverage in Connecticut
Policies through Humana in Connecticut depend on the needs of the individual. Although Humana offers Medicare within the state, the options available for individuals and families are available through Aetna. Since Aetna is purchasing Humana, the coverage options in Connecticut primarily go through Aetna rather than Humana.
Along with coverage for Medicare that handles most health concerns, policies in Connecticut also offer Bronze, Silver and Gold plans for individuals and families. The Bronze policies usually have the highest out-of-pocket expenses, but the lowest monthly costs. Silver policies are standard plans that cover most health concerns, including mental health disorders, but have a mid-range cost for out-of-pocket expenses and monthly costs. Gold policies in Connecticut are comprehensive policies that have the highest monthly costs, but the lowest out-of-pocket expenses.
In general, Gold policies offer the most comprehensive coverage for most health concerns. It addresses substance abuse and mental health disorders, but the exact details in any policy vary based on the needs of the individual and the goals of the policy.
In most cases, Aetna and Humana policies in Connecticut offer coverage for substance abuse and mental health disorders; however, the exact amount of coverage depends on the policy and the type of treatment an individual seeks. The policies usually cover a larger portion of the costs of in-network treatment options. The policies might set a basic co-payment rather than a percentage of the costs when working on recovery in an out-patient facility.
Treatment Options for Recovery
Since Aetna and Humana policies in Connecticut cover mental health disorders and substance abuse, the treatments that help with long-term goals depend on personal needs and plans. The best programs offer personalized or customized treatment plans based on the underlying causes of an addiction.
Inpatient, or residential, programs also help with long-term goals by removing an individual from his or her home environment. It allows the individual to focus on recovery without any outside influences. It also provides an opportunity for more comprehensive care when recovering from substance abuse.
Out-patient programs focus on recovery goals without removing an individual from his or her environment. Instead, the treatments work around a personal schedule so that individuals can maintain their job responsibilities or personal obligations.
Most programs offer holistic or evidence-based treatments, as well as traditional treatments, to help address substance abuse. Holistic treatments refer to any programs that take a whole-person approach to recovery and address mental health disorders, emotional complications, and physical ailments that contribute to substance abuse. Evidence-based treatments, like cognitive therapy and behavior modification, use psychological tools to help with long-term goals. Most programs offer traditional treatments like counseling and group therapy to set up a healthy support network.
Exceptions to Consider
Before seeking treatment in any facility, evaluate the details of the policy to identify any exceptions or limitations that apply to the treatment solutions. Generally, exceptions relate to specific treatments that the policy does not cover. For example, the policy might not cover art therapy, music therapy, or massage therapy, even if a treatment facility offers the therapy as part of the recovery process. Follow any standards for treatment to avoid unexpected complications when recovering from drugs or alcohol.
Along with the exceptions in the policy, look for limitations that impact the costs of treatment. Limitations usually apply to the duration of the treatment program and the type of treatment facilities that the policy covers. For example, a policy might limit coverage in an out-of-network program while offering greater coverage for in-network programs.
Treating Addiction in Connecticut
Connecticut offers a variety of tools to address substance abuse and mental health disorders, but the details of any policy vary. Since Humana works with Aetna to provide coverage in the state, individuals and families have several options for long-term goals. For more details about treating substance abuse, use the tools at RehabCenter.net today.