Rehab Centers That Accept Humana Insurance In Arkansas
Are you dreaming of having a life that’s free of the substances holding you back, but you’re not sure how to get there? If you can’t see how to make a drug treatment program work for your life, understand that there are options available to you. You can choose from different types of treatment, such as office visits, outpatient programs, or inpatient centers, to best fit your personal needs and responsibilities. There are programs available for all different needs, such as alcohol dependency treatments, detoxification from a substance, wilderness programs, and more.
And if treatment programs seem too expensive, there are actually a wide variety of them that come in different price ranges. You can find cheaper alternatives that offer the help you need. In addition, using a health insurance plan can make paying for treatment even easier. Humana plans in Arkansas can help cover the substance abuse and addiction treatment you’re seeking, in addition to mental health care for a co-occurring disorder if you require it.
Your Humana Plan Options
There are numerous Humana plans to choose from in this part of the nation. The following plans give you some ideas of the coverage you could have, although your personal plan options might vary. With each plan, the number in the name tells you the deductible you’ll need to pay. These plans come in different levels on the marketplace, from bronze to platinum. Bronze and silver help you have lower monthly payments for slightly less coverage, while gold and platinum charge you more each month for covering a higher percentage of your treatment costs.
A bronze offering to pick from is the Humana Bronze 6300 HMO plan. Once you pay the deductible, you have no charge for substance abuse and mental health services in the network, regardless of whether you choose outpatient visits or to enter an inpatient center. If you go outside the network, expect to spend a 25 percent co-insurance for your care. If you’d prefer a PPO plan, consider the Humana Bronze 4850 plan. After you pay the deductible, you are responsible for a 20 percent co-insurance for inpatient and outpatient care in the network or a 40 percent co-insurance for the same care outside the network.
There are various silver level plans available through Humana. The Humana Silver 4600 plan covers inpatient and outpatient care for substance abuse and mental health services. You are responsible for a 20 percent co-insurance with this HMO plan that requires you to stay in the network for coverage. Another choice is the Humana Silver 3650 plan, which is a PPO choice. You pay nothing for your care in the network or a 25 percent co-insurance if you opt to go outside it, both for inpatient facilities and outpatient visits.
At the gold level, there is the Humana Gold 2500 plan, which you might have available in both HMO and PPO versions. With both, you pay a 20 percent co-insurance when you stay in the network for inpatient and outpatient care. If you go to a non-network provider, you spend 40 percent. Finally, the platinum option is the Humana Platinum 1000 plan. While it has a different deductible, this plan also charges you 20 percent in the network and 40 percent for non-network providers.
If you would prefer a catastrophic plan for basic coverage, choose the Humana Basic 6600 plan. This plan provides coverage for outpatient programs and for inpatient facilities. After you pay the deductible, the plan covers the full cost of this kind of care for network providers, or you pay a 25 percent co-insurance if you would rather go to an out-of-network provider.
Coverage With Your Plan
These health insurance plans from Humana allow you to depend on the entire Humana network, which includes an extensive array of substance abuse and mental health professionals, as well as facilities. Your plan can give you access to detoxification, counseling, outpatient visits and hospitalized care. Just be sure you check to make sure a certain program or facility is covered, and to get pre-authorization when needed. When you use your plan wisely, it can give you a jumpstart to the affordable care that shows you a new way to live.