Rehab Centers That Accept Cigna Insurance In Wisconsin
They say that the first step in overcoming a drug or substance abuse issue is first admitting that there’s a problem in the first place. Then, the next step is deciding what to do about it. While it’s possible to quit “cold turkey”, this is generally not recommended as it can be physically and emotionally dangerous. That’s why the ideal course of action is entering a rehabilitation treatment center where intensive, around-the-clock therapy and treatment can be administered on either a short-term or long-term basis to help you get back on the path to a healthy life.
Unfortunately, for people in Wisconsin this recovery can feel impossible because the costs can seem so insurmountable. Thankfully, there are many insurance options, such as Cigna, that offers coverage for rehabilitation services.
Cigna Health Plans
The plans that Cigna offers remain relatively consistent from state-to-state. In a nutshell, Cigna offers high and low deductible plans. Its highest, the Vantage Flex 6400 has an individual annual deductible of $6,400 and a family annual deductible of $12,800. The lowest deductible plan is the Vantage Flex 1900, which has an annual individual deductible of $1,900 and manageable co-pays for office and specialist visits.
While the Flex 6400 and 1900 are on opposite ends of the deductible spectrum, there are a variety of other Cigna plans in between these deductible amounts. However, these are just individual plans. Cigna also offers group insurance plans to employers with employee numbers ranging from 51 to 250 employees, which can be acquired in either high deductible or low deductible plans.
Cigna Rehabilitative Treatment Coverage
Cigna rehabilitation covers follows a variety of coverage options. For instance, the Vantage Flex 1900 plan covers both inpatient and outpatient mental health services, but only after the deductible has been met. And then, you will still have to pay 30 percent of all costs if the service is in-network. The Flex 6400 also provides coverage for such services, but Cigna members will have to pay 40 percent of all costs after meeting the deductible. Covered services include detox, hospitalizations, inpatient and outpatient substance abuse treatment, individual or group therapy, and more.
Contact Us Today
Under Cigna’s coverage, the financial burden of rehabilitation is much more manageable. Rehabilitation coverage can help you overcome your addiction and learn how to live a drug-free life. For more information on Cigna health insurance or for general information on healthcare for rehabilitation treatment coverage in Wisconsin, visit www.RehabCenter.net today.