Rehab Centers That Accept Cigna Insurance In West Virginia
If you or a loved one suffers from addiction and you have Cigna insurance coverage in West Virginia, it’s imperative to understand what your policy will cover. Fortunately, there are several treatment centers to choose from in West Virginia, all of which provide various substance abuse services. Depending on your policy and its limits, you may or may not be eligible for residential treatment. If you are, you should definitely consider enrolling.
Using Cigna For Detox Services
The first step on your road to recovery is detoxification. Thankfully, many detox services are covered by Cigna insurance. First, you’ll need to go through a physical and mental exam to determine whether or not you are in actual need of detox services. Also, remember that if you have not met your Cigna deductible for the year, which is likely somewhere around $5,000, then you will need to pay it before any insurance coverage kicks in.
Going to detox for substance abuse is important because it helps your mind and body to rid itself of toxins. Many times, detox coverage through Cigna is based on a number of days, which will likely range anywhere from two to 21. The more severe your addiction, the more detox services you will need. Your mental and physical exams will help the insurance company make an informed decision as to how long coverage should be provided for detox.
Using Cigna For Substance Abuse Treatment
Once you have completed your detox program, you can begin the hard process of substance abuse recovery. The types of services that will be covered are determined by your policy, including its limits, and your medical evaluation results. For example, if you go through an exam and it is found that you are not in need of inpatient treatment, then inpatient services won’t likely be covered. Instead, outpatient or possibly intensive outpatient services might be covered. Your policy will also likely indicate the number of covered days — usually 30, 60, 90, or 180.
If your Cigna policy pays for substance abuse treatment through a private rehab center, try to attend one. Private centers tend to be less crowded than public ones, meaning the services are often better-customized to meet your individual needs. These centers also attract some of today’s leading substance abuse employees, including physicians, nurses, fitness trainers, and more. However, if you don’t have Cigna coverage for a private rehab center, there are several public center options available.
Does Cigna Provide Coverage For Specialty Treatment Programs?
When enrolling in a substance abuse treatment program, it’s important to understand your treatment options. Depending on your needs, you may need to enroll in a program that offers specialty services, such as at a dual diagnosis center. These services tend to be more expensive than regular addiction services, but thanks to Cigna, you’ll enjoy either a portion or all of the expenses covered. In these centers, you’ll be receiving treatment for addiction and any other mental health illnesses.
If you are a working professional, such as a CEO or some type of supervisor, and you have addiction issues, there are treatment options available. Cigna policies will often cover services provided through an executive treatment facility, which allows you to work and receive treatment at the same time. Speaking with a Cigna advisor is the best way to determine what your policy covers, and you can also learn about your copayments for any aftercare activities, which will likely be around $10 to $50 per visit.
Or you can always contact us at Rehabcenter.net to learn more. Our helpful counselors have years of experience offering people like you the help they need to find their best insurance coverage and receive the treatment they need to fully recover from addiction.
