Rehab Centers That Accept Cigna Insurance In Rhode Island
Suffering from the disease of addiction is not something to be ashamed of: after all, more than 23 million people each year in the United States alone are in need of some form of substance abuse help. However, it’s still important to seek help in recovering from this disease, whether it be inpatient, outpatient, or even intensive outpatient care.
Choosing the best care depends on your lifestyle, financial status, insurance coverage, and other substance abuse needs. If you have Cigna health coverage in Rhode Island, you can have peace of mind in knowing that there is a high likelihood that either all or a portion of the accompanying expenses will be covered for the services you acquire.
How Does Cigna Substance Abuse Treatment Coverage Work?
Cigna health insurance coverage for substance abuse usually falls under the classification of behavioral health services. It may be that you only require counseling for your substance abuse issues, and if this is the case, you will likely be covered — minus a copayment or deductible — for the counseling services. This deductible will be based on your plan, with many people having a $5,000 deductible before any coverage kicks in. Thankfully, if you have met your deductible, you qualify for full coverage of your substance abuse treatment.
Just keep in mind that if you want to acquire substance abuse treatment in Rhode Island for your addiction problems, there are several treatment centers that accept Cigna coverage. This greatly simplifies the process of finding a facility that can meet your specific needs. Even if you have special treatment needs, such as a need for dual diagnosis services, then coverage may be available.
It is highly recommended that you see your primary physician as the first step of seeking substance abuse treatment. Your physician should be familiar with local treatment options, as well as facilities that are located all throughout the nation. Just because you have Cigna health coverage in Rhode Island doesn’t mean you won’t qualify for coverage at treatment centers in other states.
Does Cigna Provide Coverage For Substance Abuse Treatment Prescriptions?
When you go to treatment for your substance abuse, you may or may not be prescribed medications to help with the withdrawal/treatment process. Most times, prescriptions for withdrawal symptoms will be prescribed during your detox program. Medications for actual treatment will likely begin after you visit a psychologist/psychiatrist during your treatment program. Fortunately, most medicines are covered in part or full by Cigna.
What To Expect From Substance Abuse Treatment?
Going to substance abuse treatment means that you’ll be taking a vital step toward recovery. You’ll not only learn about the disease of addiction, but you’ll be taught strategies and methods for staying sober. Even better is that if you relapse, you’ll learn how to recover to ensure that no further abuse of drugs or alcohol takes place.
If not all of your substance abuse treatment costs are covered by Cigna insurance and money is a factor, then it’s important to understand your treatment options. Inpatient treatment tends to be the most expensive, but most extensive form of treatment. You will stay in a facility and receive 24/7 care for your needs. Outpatient care requires regularly trips to a center throughout the week, but allows you to stay home. It is generally much less expensive than inpatient, but less comprehensive.
If you are looking for the most inexpensive services, it is highly recommended to seek community services through your local town. If you nee help better understanding your Cigna coverage options in Rhode Island and available treatments in your area, please contact us today to learn more.
