Rehab Centers That Accept Cigna Insurance In Oregon
Improving personal health and wellness starts with understanding an insurance policy and addressing any health complications. When an individual or a dependent family member shows signs of substance abuse or a mental health disorder, an addiction treatment program offers the tools to assist with the recovery process. In Oregon, Cigna rehab insurance coverage depends on the policy provided by an employer rather than a direct policy from the company.
Oregon offers Cigna insurance policies as part of a group program through employers or similar groups. In general, Cigna policies treatment for mental health and substance use disorders in Oregon. Policies from an employer usually fall into HMO plans and offer a variety of options to help with long-term goals. In most cases, the policy covers a portion of the treatment costs after an individual pays the deductible.
The policies pay for outpatient treatment after the individual pays the copayment. Expect limitations on the number of outpatient visits or sessions available each year, since the policy can set limitations on the duration of treatment. Inpatient treatments programs are not always covered, but most policies from Cigna assist with the costs of in-network facilities as long as the individual complies.
Get treatment when
and how you need it.
Exceptions to the coverage apply to many policies, but only when a program offers specific treatment options. For example, exceptions usually apply to elective treatments programs like acupuncture or massage therapy, but the policies usually cover evidence-based treatments and holistic treatments.
Evaluating The Limitations
Each policy from Cigna in Oregon depends on the situation and the details of the plan. In most cases, limitations or exceptions apply to the policy based on the details of the plan and the employer’s standards.
Most policies set a limit on the number of outpatient sessions, such as 12 sessions each year. Some set a limitation on the duration of treatment in a residential program, such as 30 days per year.
Exceptions to treatment also apply to some policies. For example, the policy does not always pay for out-of-network treatment programs or costs more for out-of-network treatments. It might also exclude specific types of treatments like art therapy or music therapy due to limited information about the way that the programs work.
Selecting Treatment Facilities
Use the details in an insurance policy from Cigna and an employer to determine the best facility for personal goals. Opt for an in-network program that complies with the standards of the policy and takes an evidence-based approach to the recovery process. Use traditional treatments, like counseling and group therapy, to help with the underlying causes of addiction.
If necessary, seek treatment for co-occurring disorders or mental health complications. For example, if a loved one shows signs of depression, then a treatment program must address the mental health concerns as well as the physical aspects of an addiction. Select a program that offers the tools that an individual needs to accomplish recovery goals and start making positive changes to a personal lifestyle.
Pay attention to the types of treatments the program offers. The best treatment facilities offer a variety of tools and options, like cognitive therapy, behavior modification and nutritional recommendations, to address multiple aspects of substance abuse and recovery. Opt for a program that offers several options and provides a personalized treatment plan.
Treating Addiction In Oregon
Oregon offers a variety of tools and options to help with long-term recovery goals, but an individual must comply with the standards of Cigna policy before finalizing a treatment program. Work with the tools at RehabCenter.net to learn more about treating an addiction in Oregon or the types of policies available through an employer.