Rehab Centers That Accept Cigna Insurance In Nevada
Making positive changes to personal health and well-being requires the assistance of insurance. Cigna offers employer and group policies in Nevada to help individuals get the treatment they need to be healthy.
Treatments For Addiction
Drug addiction is a serious problem and one that is complicated when an individual shows signs of a mental health disorder. And since drug addiction is classified as a mental or behavioral condition, treatment for both often go hand-in-hand. That’s why working with a professional treatment facility allows individuals to make positive changes.
The best treatments for an addiction that work with Cigna health insurance policies ultimately depend on a plan’s details. Employer-provided policies or group policies vary based on the needs of the group, but usually include some coverage for mental health disorders and addictions.
Generally, an evidence-based approach to recovery or a traditional approach to recovery is covered by Cigna. Furthermore, holistic treatments are usually covered if it provides appropriate treatments for the problem. For example, a holistic treatment program that focuses on improving physical, mental, and nutritional health in rehab is usually covered. As a result, programs like acupuncture and massage therapy are not always covered.
Expect a policy from Cigna to cover any major health concerns, including emergency detox services for substance abuse. Other treatments, like cognitive therapy, counseling, and behavior modification, are also covered by most policies as long as the facility complies with the standards of the plan.
Coverage From Cigna In Nevada
In most cases, a standard Cigna policy covers mental health disorders and substance use disorders. Coverage exceptions usually relate to two main factors: the network provider and the type of treatment offered in the facility. In general, Cigna covers a larger percentage of the treatment in an in-network treatment program. Out-of-network programs are not always covered or have higher co-insurance or co-payment rates.
Treatment exceptions usually relate to the specific treatments, like acupuncture, rather than the facility. Some policies limit treatment duration, such as only allowing 30 days in an in-patient facility in one year. Out-patient treatment options usually focus on the number of sessions, such as covering 12 out-patient treatments per year.
Expect some variation in the treatment options from Cigna. For example, a standard policy might cover 60 percent of the treatment costs after the deductible while a more comprehensive policy might cover as much as 80 percent. In most cases, policies with lower out-of-pocket expenses will have a higher monthly costs, so expect some variations in the overall expense and cost associated with treatment and recovery.
Selecting A Treatment Program
Nevada offers a variety of tools to help with long-term recovery goals, but an insurance policy ultimately provides the foundation to determine the next step in the process. Use the online tools at RehabCenter.net to learn more details about treating an addiction in Nevada with Cigna.