Rehab Centers That Accept BCBS Insurance In Wisconsin
A wide range of people Wisconsin are challenged with substance abuse, a large portion of whom receive treatment and recover. Unfortunately, cost often drives away many others. Affordability is a concern when it comes to inpatient rehabilitative treatment. And while the average person isn’t likely able to afford to pay for treatment out of pocket, their health insurance will help.
Wisconsin Blue Cross Blue Shield Healthcare Plans Explained
Under its Anthem brand, Blue Cross Blue Shield healthcare offerings in Wisconsin are broken down into three main categories: Bronze, Silver, and Gold. As The level of coverage for healthcare increases from bronze to silver to gold, as does the costs of the premiums.
For example, those with Bronze plans will pay the least amount of premium, but will only be covered for 60 percent of the costs. Silver plans cover 70 percent of healthcare costs, but cost a bit more per plan. And the Gold level offers the highest level of healthcare coverage at 80 percent, but are also the most expensive.
Blue Cross Blue Shield Rehabilitation Treatment Coverage In Wisconsin
Blue Cross Blue Shield offers a variety of Bronze, Silver and, Gold plans in the state of Wisconsin, many of which cover inpatient rehabilitation treatment to some extent. For instance, there’s the Anthem Bronze Blue Priority 6550 plan, which has a high deductible of over $6,500. After an individual meets their deductible, they’re not required to pay out of pocket costs for many services, including inpatient mental and behavioral health treatment.
Another plan offered in Wisconsin is the lower deductible ($1,850) Anthem Silver Blue Priority healthcare plan. Despite this specific plan being classified as Silver, patients are required to pay $750 and up to 20 percent for inpatient mental health and rehabilitation services after they meet their deductible. Many of the Silver plans follow a similar pattern. Other Silver plans don’t include the $750 fee, but require patients to pay 20 percent out of pocket after the deductible.
Contact Us Today
The level of healthcare coverage that an individual has for inpatient rehabilitation can often be the difference between getting the treatment needed or not seeking treatment at all. That’s why it’s important to know your healthcare plan and your options. For more information on Blue Cross Blue Shield healthcare plans and other healthcare options in the state of Wisconsin, contact us at RehabCenter.net today.