Rehab Centers That Accept BCBS Insurance In Mississippi
Medically reviewed byJennifer Cousineau MSCP, LPCI, NCC
March 19, 2019
For those who suffer from the disease of addiction, it is imperative that substance abuse services be acquired as soon as possible to help boost recovery results. These services can typically be found at a variety of facilities, including both inpatient and outpatient centers. Often times many of these services can be covered by insurance to help alleviate the financial burden of addiction treatment.
For those who have the opportunity to attend an inpatient program, this is highly recommended if substance abuse has been taking place for many weeks, months, or years. However, for those who have only relapsed, outpatient services may be of a better choice.
Paying For Substance Abuse Services In Mississippi
Fortunately, those who have Blue Cross Blue Shield insurance coverage receive many benefits for substance abuse services, which greatly simplifies finding the specific services they are in need of. The exact terms of coverage will be determined by the specific plan that a person purchases, but deductibles tend to be very affordable, and they can even be adjusted. When a covered person uses Blue Cross Blue Shield insurance to pay for substance abuse treatment, the compensation will likely be categorized under either mental health services or behavioral health.
Some plans may require the same copayments and deductibles, while others may not. For instance, a plan may require a $2,000 deductible to be paid for both types of services, while another plan may require a deductible to be paid only for inpatient behavioral health services.
Before you enroll in a substance abuse program, it is highly recommended that you visit a substance abuse specialist. To acquire coverage for this visit, you may need to obtain a referral from your family doctor. An assessment performed by a substance abuse specialist can help determine which services are needed by you and he or she can provide you with your treatment options. If this person doesn’t know which facilities are covered by your insurance, you can simply call Blue Cross Blue Shield to learn more.
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Will Blue Cross Blue Shield Cover Prescription Costs?
It depends on the individual treatment plan that you are prescribed, but you may or may not be ordered to take medications. If these medications are a part of your treatment plan, you can expect Blue Cross Blue Shield to cover a portion or all of the accompanying prescription expenses. The exact amount that you will have to pay is determined by your policy as well as the pharmacy that you go to.
The use of medications during the recovery process of addiction often takes place during detox and at the beginning of treatment. During detox, medications are sometimes prescribed because they are necessary for the withdrawal process; this is typically seen for people who are withdrawing from alcohol, benzodiazepines, and opiates. In instances when a person is in need of dual diagnosis services, medications will likely be needed, and these are usually covered in part or full by Blue Cross Blue Shield. Dual diagnosis services are provided to those who suffer from a mental health illness in addition to a substance abuse problem, such as bipolar disorder. Treating both conditions at the same time is essential to the overall effectiveness of treatment for both issues. If both problems aren’t treated at the same time, the treatment process usually proves to be of no value.
How Long Does Blue Cross Blue Shield Provide Substance Abuse Treatment Coverage For?
The length of time that a person will have coverage for substance abuse treatment is determined by the policy itself as well as the referral given by the substance abuse specialist. Many inpatient programs last anywhere from 30 to 90 days, several of which are covered in full (except for deductibles) by Blue Cross Blue Shield regardless of the number of days you are enrolled as long as you finish the program.
To learn more about the many types of coverage that are provided to Blue Cross Blue Shield policyholders, contact us at RehabCenter.net today.