Rehab Centers That Accept BCBS Insurance In Illinois
Every person who is struggling with addiction is fighting a different battle. The cause of addiction will vary from person to person, because a wide variety of factors can impact a person’s addiction. Addiction can be caused by environmental conditions, such as peers who frequently use and abuse drugs, as well as mental health conditions that exacerbate the symptoms of addiction. It also can be caused by genetics, as this disease can be passed on from one generation to the next. The one thing about addiction that remains constant is the fact that everyone suffering from this disease needs treatment in order to completely recover. In many cases, a person’s health insurance will help cover the cost of treatment at a rehab center. Blue Cross Blue Shield is a top insurance provider in Illinois, and a patient may find that their plan will provide coverage for addiction treatment services.
Blue Cross Blue Shield Coverage in Illinois
Blue Cross Blue Shield is a major insurance provider, and it has several different types of plans available to Illinois residents. This is beneficial for patients who need to seek treatment for addiction to drugs and alcohol, because they can purchase an affordable plan that provides them with the specific types of services that they need. In Illinois, there are several different plan levels available through Blue Cross Blue Shield.
The Bronze plan, for instance, offers the lowest monthly premiums. This may be an ideal option for patients who cannot afford to pay a significant premium every month, but it should be noted that many of the out-of-pocket costs are higher. The Silver plan has higher premiums which need to be considered by the individual patient, but the coverage may offer more benefits. In addition, there are Gold plans and Platinum plans available, with each plan increasing in cost in terms of monthly premiums, but also delivering additional benefits.
Blue Cross Blue Shield attempts to provide a wide variety of different plans so that its customers can choose an insurance policy that meets their needs. In addition to offering affordable insurance plans with ample benefits, the company also focuses on helping patients live healthier lives. The company offers a call line that is open 24 hours a day, 7 days a week, where patients can speak to qualified nurses. In addition, there is also a mobile app available that allows patients to search for in-network health care providers from their favorite device.
Addiction Treatment Benefits Offered Through Blue Cross Blue Shield
Since Blue Cross Blue Shield offers a wide variety of plans to its customers in Illinois, the coverage for behavioral health care, mental health care and addiction treatment services can vary from patient to patient. Patients who are in need of addiction treatment should choose a plan that provides them with at least partial coverage for both inpatient and outpatient addiction treatment services.
For instance, one Silver Plan offered through Blue Cross Blue Shield in Illinois allows patients to utilize an inpatient facility with an in-network provider. The patient is responsible for a $250 co-pay per stay, and they are responsible for 20 percent of the costs after the deductible has been met. The Silver Plan is a moderately priced plan that has affordable monthly premiums and rich benefits.
One Blue Cross Blue Shield Bronze Plan provides patients with partial coverage for inpatient treatment, with patients being required to pay 87 percent of the costs. This plan is known for having minimal monthly premiums, which is why the out-of-pocket costs are higher.
Patients can work with a Blue Cross Blue Shield representative in order to find a plan that provides them with the coverage they need for treatment at a qualified rehab center.
Find Out More Information Today
If you or someone you love is displaying the signs and symptoms of addiction, don’t wait to get them the treatment that they need. Contact us at RehabCenter.net, and our caring counselors will help you find a facility that will meet your needs. We can help you identify a rehab center in Illinois that accepts your Blue Cross Blue Shield insurance plan, so that you can receive the qualified care that you deserve at a price you can afford. Call now, and we’ll help you take this first important step toward sobriety.