Rehab Centers That Accept Aetna Insurance in Tennessee
Improving personal health and well-being by combating addiction requires the right treatment program to reach personal goals. The best treatment plan to address personal addiction needs in Tennessee will vary and, thankfully, Aetna offers coverage that helps with recovery goals.
Individual Insurance Policies In Tennessee
In Tennessee, Aetna offers Bronze plan for individuals. It offers basic coverage for health concerns and goals, but the basic policy does not always provide the full coverage that individuals want for more comprehensive needs.
Generally, it covers the basic needs after an individual or family pays the deductible. Usually, individuals pay around $6,000 before the coverage applies to services. The policy will also provide an out-of-pocket limit that a family pays for emergency healthcare services, which is usually higher than the deductible. The exact details in the policy vary between individuals and factors, including family income. The policy covers most medical expenses, emergency care, and basic check-ups as well as coverage for mental health and substance use disorders.
Aetna policies in Tennessee cover roughly 60 percent of the treatment costs associated with addiction recovery, mental health disorders, and other medical treatments. Out-patient treatment programs usually cover a co-payment, such as $25 per session, rather than a percentage of the treatment costs.
Recovery And Treatment Standards
The best treatment program for substance abuse or mental health disorders vary. Individuals must compare different programs and make sure that the plans comply with the standards and requirements of the insurance provider. Treatment programs that offer residential care usually ensure that individuals have limited access to drugs or alcohol, but the best options vary depending on your needs.
Addiction recovery programs that create personalized treatment plans often include behavioral therapies, alternative treatments, and holistic healing solutions. These treatments allow them to focus on tools that assist with personal goals and current health. An effective program also recognizes the potential health complications and offers treatment for physical ailments associated with drug or alcohol abuse.
Aetna insurance policies allow individuals to seek treatment for substance abuse and mental health disorders, but can set limitations on the coverage or treatment program.
Substance Abuse Solutions And Treatment Options
Tennessee Aetna policies cover out-patient treatment programs and a portion of in-patient treatment plans, after an individual pays the deductible and co-insurance. The co-insurance or co-payment amount varies between policies.
In-patient treatment programs allow individuals to focus on their recovery goals without distractions, but the policies do not always provide full coverage to pay for the entire cost of treatment. In many cases, it only pays a portion of the costs. Some policies also limit coverage to in-network providers or reduce the coverage amount for out-of-network providers.
Evaluate the details of the policy to determine any limitations or exceptions that exist in the policy. In most cases, out-patient treatment programs for counseling, behavioral therapies, or addiction recovery are covered by the insurance policy. Aetna also offers coverage for co-occurring disorders and related mental health concerns.
Recovering from Drug Abuse With Professional Help
By working with an insurance provider, individuals can focus on their addiction recovery goals and plans, rather than worrying about the financial aspects of the treatment. Use the tools at RehabCenter.net today to learn more about treatment options and insurance in Tennessee.