Rehab Centers That Accept Aetna Insurance in New Jersey
Facing complications from a substance abuse or a mental health disorder often requires professional treatment in a specialized facility. A rehab center in New Jersey provides the chance to start improving personal health. A key factor in identifying the right program starts with the insurance policy. Aetna insurance policies offer coverage to help pay for the costs of entering a rehab center.
Coverage From Aetna
Coverage for mental health disorders and substance use disorders in New Jersey depend on the specific policy an individual or family purchases. Aetna insurance policies offer a variety of options to help with the situation, but exceptions and limitations vary between policies.
Aetna offers several policy options in New Jersey: two Silver EPO policies, a Bronze EPO policy, and a Gold EPO policy. The cost of treatment and the coverage details vary significantly between policies. Generally, the Bronze policy offers lower coverage and high co-payment and co-insurance rates. The Gold policy usually offers the lowest co-payment and co-insurance rates and a higher level of coverage.
Policies from Aetna in New Jersey offer some coverage to help pay for addiction or mental health disorder treatments. In most cases, the policy will pay for out-patient treatment options and certain specific health treatments. The policies also offer solutions for residential care; however, the costs of in-patient treatment cost more than out-patient options. And some policies require a referral from a primary care doctor before starting treatment.
Seeking Appropriate Treatment
Although Aetna insurance policies offer coverage for rehab centers, individuals must choose the treatment facility carefully before working on recovery goals. A key factor to consider is the exceptions in an insurance policy. Exceptions vary and some policies set exceptions on treatment type and treatment provider.
Focus on programs that comply with the standards of the insurance policy. Evaluate the program and look for cognitive-behavioral therapies, counseling services, and treatments for co-occurring disorders before starting treatment. The best programs offer a variety of treatment options and holistic solutions to help with recovery goals.
An insurance policy from Aetna helps individuals identify the best treatment facilities for personal goals and concerns. It also provides a chance to compare different options and reduce the cost of treatment. The best treatment programs stay within the network and work with the insurance policy to help with long-term recovery goals.
Aetna insurance coverage in New Jersey provides a chance to start improving personal health and well-being while avoiding financial complications. The policies cover a portion of the treatment costs and allow individuals to focus on their goals. It also sets clear exceptions or limitations regarding treatment options, so pay attention to the details and always look for exceptions before starting treatment in a specific facility.
