Rehab Centers That Accept Aetna Insurance in Nevada
Abusing drugs or alcohol changes the way that an individual behaves. When a dependent loved one shows signs of substance abuse, understanding the details of an Aetna insurance policy helps determine if he or she has rehab options. Aetna insurance coverage in Nevada for substance abuse allows individuals to seek treatment for an addiction, mental health disorders, or co-occurring disorders.
Policy Options In Nevada
Aetna has several Bronze and Silver policies, including PPO and HMO options, that allow individuals to focus on their healthcare needs and recovery goals. The Bronze policies usually have a slightly lower monthly expense, but require a higher co-payment or co-insurance rate when compared to a Silver policy. The Silver policy usually lower co-insurance and co-payment rates for most health concerns and treatments.
The Gold policy offers a low co-payment rate for most health concerns and treatments, but also costs more for the monthly expenses. Generally, a Gold policy offers greater coverage for physical and mental health disorders and helps with most emergencies, addictions, or unexpected medical complications.
Coverage For Substance Abuse
Seeking treatment in a rehab facility requires careful consideration of the Aetna insurance policy. Each offers different details and options to help with the cost of treatment; however, the limitations and exceptions vary significantly.
Some Aetna policies do not pay for out-of-network treatment programs or only cover a small portion of out-of-network treatment costs. Other policies set limitations on specific treatment options. For example, it might cover cognitive-behavioral therapy or counseling services, but it might not cover any elective treatments or holistic treatment options.
The policies in Nevada generally cover in-network treatment options and out-patient treatment, but it does not always cover the cost of residential care. It might offer some coverage for short-term in-patient treatment, but the limitations vary and some policies only cover a stated number of days.
Since some policies require a referral from a medical professional, evaluate the details before starting a treatment program. Obtain a referral from a primary care doctor if necessary to comply with the standards of the policy and contact the insurance provider before starting treatment if any doubts about the program arise.
Selecting A Treatment Facility
After ensuring that the facility complies with the standards of the policy, compare different options based on personal concerns and goals. Opt for a treatment program that offers a variety of options to help with long-term recovery goals and which takes a holistic approach. Follow the standards of the policy to ensure that the treatment is covered and will not result in financial complications.