Drug And Alcohol Rehab Centers That Accept Health New England
Medically reviewed byDr. Anna Pickering
April 16, 2019
Several people who choose to pursue drug and alcohol addiction treatment do so with the help of their insurance companies. Health New England is an insurance company that proudly offers coverage for addiction treatment.
Making the decision to get help for a drug or alcohol addiction can positively affect every aspect of your life. With that being said, it’s important to understand and be prepared for the cost of addiction treatment. It’s also important to not let that cost discourage you from getting the help you need and deserve.
Several insurance companies provide coverage for substance abuse treatment. Health New England is among those insurance companies. Health New England is a non-profit insurance provider that serves the residents of Massachusetts.
This insurance company boasts a network of 23 hospitals and 11,000 healthcare providers throughout the New England area. Their selection of plans offers comprehensive health coverage that includes drug and alcohol addiction treatment.
Addiction Treatment Services Covered By Health New England
Health New England offers both HMO and PPO plans to its members. They also offer individual, small, and large group coverage. This allows individuals, families, and employers to choose the best plan to suit their needs.
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Some of Health New England’s plans include Wise, Essential, and Premium plans. Each plan will vary in the type and amount of health care coverage offered. This includes drug and alcohol addiction treatment coverage.
Many Health New England plans cover the basics of addiction treatment which may include:
- medically monitored detox programs
- medication-assisted treatment (MAT)
- substance use disorder diagnosis
- drug testing
- intervention programs
- mental health treatment
- dual diagnosis programs
- addiction counseling
Specific addiction services covered and exact amounts of coverage will vary from plan to plan.
In addition to the above-mentioned services, Health New England may also cover more intensive addiction treatment options. These may include inpatient treatment and outpatient addiction programs.
This type of drug and alcohol addiction treatment is the most intensive available. Inpatient programs offer daily and intensive plans of recovery that are catered to each patient’s condition and needs. People live residentially at the treatment facility for several weeks and often continue onto an aftercare program once inpatient treatment is complete.
Outpatient programs provide less intensive programs of recovery compared to inpatient treatment. However, many of the therapeutic approaches to treatment are the same. There are several types of outpatient treatment, each varying in intensity. These include partial hospitalization programs (PHP), intensive outpatient programs (IOP), and standard outpatient programs.
Health New England plans typically offer coverage for both inpatient and outpatient treatment. However, many plans will require copays or deductibles to be met before coverage is provided. Each Health New England plan will vary in the type of coverage offered for these addiction services.
Using Your Health New England Plan To Cover Addiction Treatment
Before using your Health New England plan to cover drug and alcohol addiction treatment, it’s important to understand a few key factors. One of these factors is whether the treatment facility you plan to attend is in the Health New England network.
What’s more, speaking with a Health New England representative to ensure the services you need are covered is also important. This allows you to make an educated decision as to which services you will pursue.
Speaking with a treatment specialist can help you better understand the services that best suit your needs and condition. From there, you can determine what’s covered by your insurance and be prepared financially.
Questions To Ask Before Using Your Health New England Plan To Cover Addiction Services
There are a number of questions you should address before using your Health New England plan to cover addiction treatment. Many of these questions pertain to the overall cost of treatment.
Questions to ask your Health New England representative include:
- Is a medically supervised detox program covered by my plan?
- Does my plan provide coverage for medication-assisted treatment?
- Does my plan cover inpatient treatment? What length of stay is covered?
- Does my plan cover outpatient treatment? What forms of outpatient treatment are covered?
- What will my out-of-pocket costs be for each treatment program?
- Do I have to meet my deductible before my plan will provide coverage?
- Do any addiction services require prior authorization?
Finding An Addiction Treatment Facility That Accepts Health New England
Using your health insurance to offset the cost of addiction treatment can help ease the financial burden of seeking help. Luckily, Health New England provides coverage for a wide array of addiction services for its members.
To learn more about the substance abuse treatment services covered by Health New England, contact a treatment specialist today.Article Sources
Health New England - PPO Benefit Chart
Health New England - HMO Benefit Chart
Health New England - High Deductible Health Plan HMO Benefit Chart
Health New England - 2018 Connector Groups Summary of Benefits and Coverage