Indiana Affordable Healthcare Insurance Coverage
There are thousands of people across the country and in the state of Indiana who are suffering from addiction. Even more startling is the fact that most of these people will never receive the treatment that they need in order to overcome their disease and live a productive, sober life. There are many reasons why people do not seek the necessary treatment for addiction. It’s critical that people understand that many Affordable Healthcare insurance policies in Indiana provide coverage for substance abuse treatment services and behavioral health care. This can help many people secure the treatment services they need at a price they can afford.
Rehab Centers and Treatment Services in Indiana
Throughout the entire state, there are many rehab centers available to help people who are suffering from addiction overcome their disease. Each treatment facility specializes in different types of substance abuse treatment services. Outpatient counseling centers are often the best choice for those with a mild-to-moderate addiction to drugs or alcohol. Patients at these treatment centers receive individual counseling care as well as attend group meetings. Inpatient treatment centers provide patients with an opportunity to focus entirely on their recovery for a specific period of time. They work with medical professionals, therapists and recovery experts in order to understand their addiction and ultimately achieve sobriety. Many patients also incorporate holistic treatment options into their care plan. Holistic approaches include yoga, meditation, equine therapy, and art therapy, to name a few options.
Indiana Affordable Healthcare Insurance Coverage
Affordable Healthcare insurance coverage consists of policies that are available through major health insurance providers under the Affordable Care Act. Commonly referred to as Obamacare, Affordable Healthcare policies are available in Indiana to residents in need of health insurance coverage. For example, in Marion County, there are 34 different Affordable Healthcare plans available through three different health insurance providers.
Substance Abuse Treatment Coverage under the Affordable Care Act in Indiana
Indiana University Health Plans is one health insurance provider that offers Affordable Healthcare plans in the state of Indiana. One plan that is available through this company is the IU Health Plans Gold Value. An individual who purchases this plan will have a $750 deductible and maximum out-of-pocket costs of $6,000. A family who purchases this plan will have a $1,500 deductible and maximum out-of-pocket costs of $12,000. Those who are covered under this plan will find that they receive coverage at in-network substance abuse treatment facilities. There is no coverage for out-of-network rehab centers. A patient who opts for an outpatient treatment center under this plan will have a 20 percent coinsurance fee after their deductible has been met. A patient who receives treatment at an inpatient facility will have a $500 copay per stay.
All Savers Insurance Company also offers insurance plans under the Affordable Care Act. One plan that is available to those in Indiana is the Silver Choice HSA 3000. An individual who purchases this plan will have a $3,000 deductible and maximum out-of-pocket costs of $6,500. A family who purchases this plan will have a $6,000 deductible and maximum out-of-pocket costs of $13,000. Substance abuse treatment services are covered under this plan at both inpatient and outpatient treatment facilities as long as the patient selects an in-network provider. When an in-network provider has been selected, the patient has a 0 percent coinsurance fee once their deductible has been met.
Contact Us Now For More Information
If you or someone that you love is showing the signs and symptoms of addiction, don’t wait another day to get them the treatment that they need. There are many qualified rehab centers in Indiana that accept Affordable Healthcare plans. When you place a confidential call to RehabCenter.net, you will be immediately connected with a caring counselor who can help you locate the right treatment center for you. We will even search until we find a rehab center that accepts your health insurance policy. Contact us today, and we will take that first step toward sobriety together.
