Illinois Affordable Healthcare Insurance Coverage
Each person who is battling addiction must be treated as an individual. No two circumstances are exactly identical, which is why it is critical that patients receive the care they need from recovery experts, medical professionals, and licensed counselors. Addiction can be caused by a wide variety of factors, and each factor will influence the degree and severity of the addiction. Conversely, each individual’s physical and mental health will contribute to the complexity of the illness. At a qualified treatment center, patients will be able to work with recovery specialists who will provide them with a personalized treatment plan that addresses their own unique situation. Patients should strive to find a treatment facility that offers the services they need, and that also accepts their health insurance policy. In Illinois, there are many rehab centers that accept Affordable Healthcare insurance policies.
Illinois Affordable Healthcare Insurance
Affordable Healthcare insurance policies are health plans that are available from major providers under the Affordable Care Act. These policies are designed for both individuals and families, and the specific policies will vary based on the age of the dependents, the number of dependents, and other factors. In Sangamon County, Illinois, for example, there are five different health care providers that offer 50 different health insurance policies under the Affordable Care Act. Many people who are looking to receive treatment for their addiction to drugs and alcohol will find that these plans offer some coverage for substance abuse treatment services and behavioral health care.
Addiction Treatment Options Available to Patients
There are several treatment options available to patients who are looking to overcome their addiction to drugs and alcohol. Most of these treatment services can be customized in order to meet the needs of the individual. Those who have a mild or moderate addiction to drugs and alcohol, or who are seeking treatment for the first time, may benefit from treatment at an outpatient facility that focuses on individual and group counseling. A person with a more severe addiction, or who is seeking treatment after an unsuccessful recovery attempt, may want to consider a residential treatment program at an inpatient facility. There the patient can focus entirely on their recovery while working with medical professionals and counseling experts. There also are holistic treatment services available for patients, such as acupuncture, herbal supplement therapy, yoga, and art therapy. These can be incorporated into many care plans.
Coverage for Substance Abuse Treatment Under Affordable Health Insurance Policies
There are a variety of different Affordable Healthcare plans available to Illinois residents. One provider that offers these plans is Health Alliance Medical Plans. Their HMO 4000b Elite Network Silver plan is an option for those who need insurance coverage. This plan has a $4,000 deductible for an individual and a $8,000 deductible for families. Those who purchase this plan can receive substance abuse treatment services at both outpatient facilities and inpatient treatment centers, as long as the providers are within the network. At an outpatient treatment center, patients pay a $20 copay per visit. At an inpatient treatment center, patients pay $750 per day for the first three days of their treatment. After three days, there is a 0 percent coinsurance fee.
Humana Health Plan also offers Affordable Healthcare insurance policies. One policy that is available is the Humana Basic 6850/Illinois HMOx. An individual who purchases this plan will have a deductible of $6,850, while families have a deductible of $13,700. Patients who seek treatment at an in-network outpatient treatment center will have to pay a $25 copay per visit. Once their deductible has been met, they do not have to pay anything for additional outpatient treatment services. At an in-network inpatient facility, patients will not incur any charges after their deductible has been met.
Find Out More Information Now
If you are someone you love is showing the signs and symptoms of addiction, take action now. You can contact RehabCenter.net today, and be immediately connected with a caring counselor who will help you locate a treatment facility that offers the services you need and also accepts your Affordable Healthcare policy. We recognize that it can be intimidating to get treatment, which is why we provide you with the guidance and resources you need as you take this first important step on your journey toward recovery. Place your confidential call now.