Florida Affordable Healthcare Insurance Coverage
Addiction treatment services can seem like a luxury that only the rich and famous can afford. The fact of the matter is, treatment at a qualified rehab center is a necessity. It’s the only way to fully recover from addiction and move forward as a sober person. Unfortunately, most people who are dependent on drugs and alcohol in their everyday lives do not get the treatment that they need. Many feel like they do not have the financial resources available in order to work with the recovery experts they need the most. It should be noted that many health insurance policies provide coverage for substance abuse treatment services, including Affordable Healthcare insurance policies.
Treatment Options for Addiction
There are three main types of treatment options for addiction: inpatient treatment, outpatient treatment and holistic treatment. At an inpatient facility, patients enroll in residential programs that typically last for 30, 60, 90, or 120 days, depending on the severity of their addiction. At the rehab center, they receive medical care, counseling services and recovery treatment from experts. At an outpatient rehab center, patients work with counselors on an individual basis and also in a group setting in order to understand the cause of their addiction and create a plan for their recovery. Holistic treatment centers specialize in an alternative approach to recovery. They focus on healing each patient physically, mentally, emotionally, and spiritually. Holistic techniques include nutritional therapy, meditation, and acupuncture, to name a few.
Affordable Healthcare Insurance Coverage in Florida
Throughout Florida, major health insurance providers offer Affordable Healthcare insurance plans, many of which include coverage for substance abuse treatment services and behavioral health care. Affordable Healthcare policies are the insurance plans that are available under the Affordable Care Act, which is often referred to as Obamacare.
Substance Abuse Treatment Services Covered Under Affordable Healthcare Policies
Blue Cross and Blue Shield of Florida is one provider that offers several different Affordable Healthcare policies for residents in this state. It has several options available, including the BlueOptions Everyday Health 1423 plan. Under this plan, an individual has a deductible of $5,500 and a family has a deductible of $11,000. The maximum out-of-pocket costs per year for an individual are $6,850 and $13,700 for a family. This plan includes coverage for substance abuse treatment services. If patients select an in-network outpatient facility, they will pay a $140 copay at a doctor’s office or $500 copay plus their deductible at a hospital. At an in-network inpatient treatment center, there are no charges for physician’s services and the patient must pay their deductible plus a $600 copay. If the patient selects an out-of-network outpatient or inpatient treatment center, they are required to meet their deductible while also paying a 50 percent coinsurance fee.
Another plan that is available through Blue Cross and Blue Shield of Florida is the BlueOptions Essential 1419 plan. Under this plan, an individual has a $6,850 deductible and a family has a $13,700 deductible. The maximum out-of-pocket costs per year for an individual are $6,850 and $13,700 for a family. There is coverage for substance abuse treatment services under this plan, allowing patients to get the addiction treatment they need at a price they can afford. If the patient selects an in-network treatment facility, whether it is an outpatient center or an inpatient center, they have to pay their deductible.
Get More Information About Recovery Treatment Programs Near You Today
If you know someone who is battling addiction, let them know that there is help available to them. Place a confidential call to RehabCenter.net, and you will be connected with a recovery counselor who can help you find the right facility for you or your loved one. We work with you on a personal basis in order to help you find the treatment center near you that offers the services you need, and that also accepts your Affordable Healthcare insurance policy. Don’t wait another day to begin your recovery journey. Call us now.