Arkansas Affordable Healthcare Insurance Coverage
It doesn’t matter if a person has a mild addiction to alcohol, or if they have a severe addiction to prescription drugs, someone addicted to any addictive substance needs to seek treatment at a qualified rehab center. Addiction treatment is the only way to effectively recover from this deadly disease. As soon as the symptoms of addiction have been recognized, it is time to start looking into options that are available. Unfortunately, most people who are addicted to drugs and alcohol do not get the treatment they need from recovery professionals. Some people avoid seeking treatment because they feel it will be too costly, but many health insurance plans provide coverage for substance abuse treatment services. There are many Affordable Healthcare insurance plans available in Arkansas that would be beneficial to someone suffering from addiction.
Affordable Healthcare Insurance Coverage in Arkansas
Affordable Healthcare insurance coverage is available to Arkansas residents under the Affordable Care Act. Major health insurance providers offer policies to both individuals and families under the Affordable Care Act, which is commonly referred to as Obamacare. The deductibles and premiums for these plans will vary based on a wide variety of factors, including a person’s age, their location, and the number of dependents who will be placed on the plan. In Pulaski County, Arkansas, there are three health insurance providers that offer Affordable Healthcare insurance coverage. There are 41 different plans available to residents in this county.
Addiction Treatment Programs
There are several types of addiction treatment programs available to those who are suffering from this disease. It is important to note that many of these treatment plans can be customized in order to meet the needs of the individual patient. Those who are entering treatment for the first time, or who have a mild addiction to drugs and alcohol, often begin their treatment with outpatient counseling. Those who have a more severe addiction to drugs and alcohol, or who are entering treatment after the first attempt at recovery was unsuccessful, may do better at an inpatient treatment center. At a residential facility, patients stay for a specific period of time and focus completely on their recovery while also receiving medical care and counseling services. Holistic treatment options can be incorporated into most care plans. Yoga, meditation, nutritional therapy, and herbal supplement therapy are a few holistic treatment options available.
Affordable Healthcare Coverage for Substance Abuse Treatment
The QualChoice Life & Health Insurance Company is one of the providers that offers Affordable Healthcare insurance to Arkansas residents. The Silver 2500 plan is one of the Affordable Healthcare plans available. Under this plan, an individual has a $2,500 deductible and a family has a $5,000 deductible. For an individual, the maximum out-of-pocket costs are $6,850. For a family, the maximum out-of-pocket costs are $13,700. People who require treatment for substance abuse will receive coverage for those services under this plan. At an in-network outpatient facility, patients are required to pay a $50 copay per visit and they must pay a 30 percent coinsurance fee for any additional outpatient services. At an in-network inpatient facility, patients must pay a $300 copay per day plus meet their deductible.
Celtic Insurance Company is another provider that offers Affordable Healthcare insurance in Arkansas. One of their plans is the Ambetter Essential Care 6 (2016), which has a deductible of $5,000 for an individual and $10,000 for a family. Maximum out-of-pocket costs for this plan are $6,350 for an individual and $12,700 for a family. Patients can receive treatment for addiction at both an inpatient facility or an outpatient facility, as long as they receive prior approval. For in-network inpatient and outpatient treatment centers, patients must pay a 40 percent coinsurance fee after their deductible has been met.
Contact Us Today To Find Out More Information
Whether you have noticed the signs of addiction in the last several weeks, or you feel that you have been suffering from addiction for years, the best time is now to seek treatment. Contact us at Rehabcenter.net, and we will help you find a facility that offers the services you need. Our caring counselors also will work with you in order to help you find a rehab center that accepts your Affordable Healthcare insurance policy. Place your confidential call now, and we will help you begin your journey on the road to recovery.