Drug And Alcohol Rehabs That Accept MVP Health Care
Medically reviewed byDebra Wallace, MA.Ed, LPCC-S, LICDC-CS
April 19, 2019
MVP Health Care offers coverage for a wide range of medical and behavioral services, including substance abuse treatment. Using your MVP Health Care plan to pay for rehab can reduce treatment costs and ease stress.
Addiction Treatment Services Covered By MVP Health Care
Each insurance plan with MVP Health Care offers varying benefits and coverage that can be used to pay for substance abuse treatment. In addition, certain treatment services may not be covered by select insurance companies that work with MVP Health Care.
Talking to your insurance provider and checking your MVP Health Care plan can provide you with the information you need regarding your coverage.
Addiction treatment services that may be covered as part of your MVP Health Care plan include:
- detox programs
- inpatient or residential treatment
- mental health counseling
- family counseling
- medication-assisted treatment
- prescription drug coverage
- outpatient treatment
MVP Health Care also has Case Management programs that provide community resources, health coaching, and treatment planning over the phone for members at no charge.
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Detoxification, or detox, is an essential part of the addiction treatment process. When someone who is addicted to drugs or alcohol stops their use, their body will go into withdrawal. This can cause physical, mental, and psychological symptoms that range from mild to severe.
Some withdrawal symptoms can be life-threatening without medical support. Due to these dangers, people are most often recommended to enter a detox program.
Within a medical detox program, people can receive medications for severe symptoms and be monitored for any health concerns. Many health insurance companies, including MVP Health Care, can help members pay for drug and alcohol detox.
Your individual insurance policy, as well as available in-network detox programs in your area, will determine if insurance can help you cover detox.
Inpatient treatment is the most intensive level of care for treating drug and alcohol addiction. This involves living onsite for 24-hour supervision within a safe environment for specialized care. For most people, this type of treatment is necessary to provide structure and teach helpful skills for lifelong recovery.
Patients within these programs are likely to attend individual therapy sessions, group therapy, and build a recovery-minded skill-set with the help of medical and behavioral health specialists. Medications may also be prescribed to help with cravings and any other unpleasant symptoms.
The likelihood of getting MVP Health Care to cover inpatient treatment can vary based on your location, insurance provider, and your specific plan policy.
The best way to reduce your inpatient treatment costs is to talk to your insurance provider or treatment specialist. From there, they can tell you if your plan includes coverage for inpatient, and refer your to programs that accept your insurance.
Most people that are overcoming substance abuse find benefit in continuing their treatment on an outpatient basis. What this looks like can differ for each person based on their needs. It may involve seeing a counselor once or twice a week, or attending a day treatment program.
Day treatment programs, such as partial-hospitalization and intensive outpatient, can be helpful for people who need a great deal of support. People who are overwhelmed by their transition from inpatient to outpatient treatment, or face many triggers at home, may also benefit from a more intensive day program.
Unlike inpatient treatment, those attending a day program will return home at the end of the day. Those attending will also have more flexibility to attend work, classes, or attend to other personal or professional obligations throughout the day.
Standard outpatient treatment with a counselor, medical doctor, and psychiatrist may be covered by your MVP Health Care plan. Not all outpatient providers accept MVP Health Care, and different plans may include varying amounts of coverage.
Many people who are newly sober take certain prescribed medications to ease cravings for drugs or alcohol, or for symptoms of anxiety and depression.
MVP Health Care offers prescription drug coverage within their plans through CVS CareMark. The aim of these pharmacy benefits is to help reduce costs of common prescription medications prescribed for various health reasons.
Any out-of-pocket costs or copayments required for prescription drugs will depend on your plan and the type of drug prescribed. MVP Health Care’s pharmacy benefits program offers tools and resources for cost savings, and in most cases will require very small copays, if any.
Using MVP Health Care To Pay For Rehab
Before using your MVP Health Care to cover your treatment, you may need to check your plan to ensure your coverage. Benefits differ between plans, and some limitations on type and length of treatment services may apply.
For instance, many MVP Health Care plans require pre-authorization before covering treatment costs. Pre-authorization refers to proof from a doctor that the treatment you are seeking is necessary based on the state of your physical and/or mental health. This will need to be submitted to your insurance prior to treatment.
Prior authorization for addiction treatment is common among insurance providers. Treatment services that commonly require preauthorization include detox, inpatient programs, and some prescription drugs.
Questions To Ask When Using MVP Health Care For Substance Abuse Rehab
Having questions about your substance abuse insurance coverage is normal. More often than not, it can be helpful to ask these questions before entering treatment. This can help you avoid hidden costs and fees.
You can get a better understanding of your insurance coverage by calling a MVP Health Care representative, or by calling a RehabCenter.net treatment specialist.
Frequently asked questions when using MVP Health Care for addiction treatment include:
- Does MVP Health Care cover medically assisted detox?
- Does my health plan cover inpatient rehab? If so, for how long?
- Which rehab centers are in-network with MVP Health Care?
- Will MVP Health Care cover medication-assisted treatment?
- Does my health plan cover outpatient treatment services? If so, which ones?
- How much of my treatment can MVP Health Care cover?
- Do I need to submit any paperwork to my insurance before getting treatment?
- What out-of-pocket costs or copayments am I responsible for, if any?
How To Find A Rehab Center That Accepts MVP Health Care
Addiction can be scary and confusing to face alone. So can trying to get help. Our treatment specialists are available to help you find the right treatment. Recovery is possible — if you take the first step.
Take your first step today and contact us to find a rehab center that accepts MVP Health Care.Article Sources
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