Drug and Alcohol Rehabs that Accept MVP Health Care

Many individuals who are struggling with addiction do not get the help they need because they are unable to afford an effective treatment program. MVP Health Care provides individuals with addiction treatment coverage so they can begin their journey to recovery.

Have you ever thought long and hard about going to an event? Then when you finally decide to go, you find out you can’t afford the price at the door. Drug and alcohol rehab can be the same way—and most people, unless they’ve overdosed or had a life changing event, don’t just go to rehab on a whim. When you finally make the decision to go, you’ve probably spent a lot of time mulling over the idea, who knows? Maybe the price of rehab is what’s keeping you away right now.

The cost of living today isn’t easy to say the least. How in the world are you supposed to afford to pay for rehab? Let’s face it, if you’re like most others suffering from an addiction, you probably don’t have a can of “emergency” cash buried in your backyard. Fortunately, for those who are willing to do the work, rehab may be partially covered by insurance companies like MVP Health Care.

What Is MVP Health Care Insurance?

MVP Health Care is a not-for-profit insurance company who’s committed to having a positive impact on the health and wellness of everyone they serve. The company has “more than 700,000 members across New York and Vermont, and are powered by the ideas and energy of more than 1,600 employees—providing a wide range of health benefit plan options with the attentive service and flexibility normally associated with a smaller company” (MVP Health Care).

MVP Health Care makes things simpler by teaming up with “19,000 regional health care providers and facilities, and a national network of more than 500,000 providers.”

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Substance Abuse Treatment With MVP Health Care

MVP Health Care offers coverage for detoxification treatment and the company has teamed up with ValueCare and several MVP government programs to ensure the best coverage. MVP health coverage cannot guarantee that residential treatment will be covered, and services must be authorized prior.

Some of the organizations in MVP’s network that will cover inpatient treatment with prior authorization are Medicaid, SSI, and Harp. These include “unlimited for mental health and substance abuse assessment from participating provider (exceptions: ACT, inpatient psychiatric hospitalization, partial hospitalization, HCBS services)” (MVP Health Care).

Prior Authorization For Treatment

It’s can be important not to assume that your drug or alcohol rehab services will be covered by MVP Health Care. There are a substantial number of rehab centers in their network, but most likely not all of them. A little research and prior authorization is recommended before expecting to receive aid for treatment from anywhere—this will save you time, embarrassment, and money.

Prior authorization is “a decision by your health insurer or plan that a health care service, treatment plan, prescription drug or durable medical equipment is medically necessary…. Your health insurance or plan may require prior authorization for certain services before you receive them, except in an emergency. Prior authorization isn’t a promise your health insurance or plan will cover the cost” (Healthcare.gov).

Length Of Treatment That MVP Health Care Covers

The length of time covered by MVP can vary, typically this information will be discussed during prior authorization. Time that a person chooses to go to rehab for is generally up to them, and unless they’re being court ordered to go into treatment, the final decision is between them and the addiction specialist or doctor. The length of treatment is usually categorized as short-term or long-term and can be inpatient or outpatient.

Short-Term: 7 days, 14 days, 28 days, or 30 days.
Long-Term: 60 days, 90 days, 120 days, one year, or longer.

How To Tell If You Need To Go To Rehab

People might have told you your whole life that you had a problem with drugs and alcohol, maybe you believed them and maybe you didn’t. We can’t make the decision for you to go to rehab, but if you’ve reached a point in your life where nothing else has worked, or if you can’t stop using drugs or alcohol on your own; perhaps rehab is the right choice for you.

What If I Can’t Afford The Copay?

In a lot of cases, if MVP Health Care doesn’t cover the whole bill for rehab, there are other options to help. If you’re worried that you can’t get the help you need because of your funds, don’t hang up the idea just yet. Some people qualify for government financial aid, scholarships and grants, loans or even free state funded rehab programs.

If you don’t qualify for that, there might be an option to pay your bill in increments with a sliding fee. Rehab can be expensive and we know it seems like a lot of money now, but you can’t put a price tag on living a substance free life.

More About Substance Use Disorders

Substance use disorders are “defined as mild, moderate, or severe to indicate the level of severity, which is determined by the number of diagnostic criteria met by an individual. Substance use disorders occur when the recurrent use of alcohol and/or drugs causes clinically and functionally significant impairment, such as health problems, disability, and failure to meet major responsibilities at work, school, or home” (Substance Abuse and Mental Health Services Administration).

Addiction and substance use disorders are broad and can refer to any drug, including (but not limited to):

The list of addictive substances goes on, and so do the amount of people suffering from an addiction. It can be hard to decide to go to treatment, and we can’t guarantee that MVP Health Care will completely cover your treatment, but we do know what not going to rehab will do— nothing.

Treatment For A Substance Use Disorder

There were “23.5 million persons aged 12 or older needed treatment for an illicit drug or alcohol abuse problem in 2009. Of these, only 2.6 million” got the treatment they needed. If you’re reading this to learn more about treatment and need to know if your insurance plan will help you out, contact us today at to get more information from one of our helpful staff members. Remember that both addiction and recovery last of lifetime—the choice what you do with it is yours.

For More Information Related to “Drug and Alcohol Rehabs that Accept MVP Health Care” Be Sure To Check Out These Additional Resources From RehabCenter.net:

 


Sources

Healthcare.gov – Preauthorization
MVP Health Care – Our Story
MVP Health Care – MVP Health Plan, INC. Provider Resource Manual
Substance Abuse and Mental Health Services Administration – Substance Use Disorders

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