Drug And Alcohol Rehabs That Accept HealthSmart Insurance
HealthSmart insurance plans may cover drug and alcohol rehab under their coverage for mental health services. However, plans vary, and certain lengths of rehab stays and some services may not be covered by your HealthSmart plan.
For example, some plans may not cover detoxification services unless they’re deemed medically necessary first. This requirement can be easily completed by first undergoing an assessment by your primary care provider.
Some plans may also cover only inpatient services, and only for specified lengths of time. Whatever the case, if your HealthSmart plan covers your rehab stay, then you’re already in a great position to begin rehab—from here, it’s simply a matter of the details.
Does HealthSmart Cover Drug And Alcohol Rehab?
In general, HealthSmart Insurance plans will cover drug and alcohol rehab. The type of coverage, services covered, duration of rehab covered, copays, and out-of-pocket expenses will vary according to plan. To find out what’s covered by your individual plan, you’ll want to contact your provider and go over the details.
Your plan may require that you have treatment deemed medically necessary and that you certify for treatment with your insurance provider before going to rehab. Certifying can be as easy as calling HealthSmart and telling them of your intentions to go to rehab, or sending documentation that shows medical necessity.
Don't wait. Get help now.
Call to be connected with a compassionate treatment specialist.
Certifying with your insurance provider before seeking addiction recovery may seem like a tedious step, but it’s necessary—some insurance providers won’t provide coverage if this step is skipped. After you register your plans with your provider, and complete any other requirements, you can begin making decisions about where to complete your treatment program.
Inpatient Vs. Outpatient Treatment: Which Is Right For Me?
One of the first decisions you’ll have to make for addiction recovery is whether to attend inpatient treatment (such as drug rehab) or outpatient services. During inpatient residential treatment, you’ll stay at a treatment facility for the duration of your program. Rehab program lengths can be 30, 60, 90, or 120 days or longer, depending on your needs.
Outpatient services are completed according to your schedule and you are responsible for keeping up with them, as you’ll continue your daily life and living at home while participating in therapy and counseling. Outpatient may be right for some, especially for those who have already completed drug or alcohol rehab and need to continue recovery principles in a structured environment.
For those who’ve struggled with addiction for a long time, or have struggled with severe abuse of drugs or alcohol, inpatient addiction recovery may be the best route. At an inpatient drug and alcohol rehab, you’ll receive round-the-clock care, medical supervision as needed, help with administration of medication as needed, and be surrounded with a network of support.
Of course, before deciding on inpatient or outpatient treatment, you’ll want to know which of these options are covered by your HealthSmart plan. Many plans will only cover inpatient services if your treatment is considered medically necessary. If that’s the case, you’ll also want to know how many days will be covered, so you know what your portion of the costs will be. All of these details can be discussed when you call your provider, or when you speak to a treatment specialist here at RehabCenter.net.
Private Drug And Alcohol Rehab With HealthSmart
If you have an insurance plan that covers drug and alcohol rehab, then you already have the advantage of treatment options. In other words, having insurance coverage allows you to choose where you go to rehab (even with some limitations), and that means you can also choose a quality rehab center with methods that meet your unique needs.
Most private drug rehab centers work with a number of health insurance carriers. When you discuss your plan’s details with a treatment specialist, you can obtain a list of private drug and alcohol rehabs that will accept and work with your individual plan.
The difference in a private drug and alcohol rehab center is that you’ll receive outstanding quality of care and one-on-one treatment you may not find elsewhere. The advantage of attending a privately owned facility is that staff and clinicians alike can provide support and care for each individual in treatment without being overwhelmed by too many clients.
The level of care you receive and the passion of those who administer it is more important to your recovery outcome than you might think. Addiction recovery is about improving and learning to maintain your overall health, but to achieve that goal you need a strong support system. Staff, clinicians, therapists, counselors, and peers will become your first network and support system during your rehab stay.
Private treatment also means you’ll have access to some of the most renowned and research-supported modalities in addiction treatment, and will likely get to begin recovery in a serene, beautiful landscape surrounded by nature. Many private rehabs are remotely located, offering rehab participants a chance to get away in treatment and focus solely on their health.
Duration Of Treatment Covered By HealthSmart
If you’re unsure about how long of a rehab stay will be covered by your HealthSmart plan, we can help you figure this out. To start, it’s important to know that the length of rehab stay covered may relate to the severity of your addiction. This is why it’s so important to have a full clinical assessment to determine your treatment needs.
For instance, your plan may only cover 20 days of your 30-day treatment program. This means you’d have to cover the remaining 10 days. Even with insurance, your out-of-pocket expenses can quickly add up, so it’s a good idea to have a plan in place for how to pay for them.
After speaking with a specialist, and determining the length of stay that will be covered for you, you can decide how long you will need to be in rehab based on your treatment needs, select a rehab, and begin to estimate your costs and devise a financial plan. This way, you’ll have fewer surprises along the way, reduce some of the stress associated with starting rehab, and ultimately focus on what you want most: to get well.
How To Cover Out-Of-Pocket Costs
Even with insurance, drug and alcohol rehab can get pretty expensive. There are reasons for the price tag: restored health, stopping abuse of drugs or alcohol, learning coping mechanisms, skill building, and stress management techniques, and so much more. Still, you’ll want to know ahead of time how to make rehab happen for you.
Don’t let numbers get in the way of getting the help you need. Many rehabs will work with you on a payment plan, or allow a sliding fee scale. We can direct you to drug and alcohol rehabs who will work with you as needed to cover the costs not covered by insurance. In some cases, scholarships and grants are also available, and we can direct you to information for these as well.
In the end, the most important thing you can do for yourself, an addicted individual, is to seek treatment. Millions of people suffer each year with abuse of a substance of some kind, yet few get help, and thousands will experience overdose. In spite of the cost, addiction recovery is worth the price you pay.
Find A Drug And Alcohol Rehab: Begin Recovery Today
Understanding the limitations and restrictions of your insurance plan can be daunting, but we can help. When you call, we’ll keep your information confidential, and we can help you find the details of your plan and direct you to drug and alcohol rehab centers best suited for your needs. Contact us today.
For More Information Related to “Drug And Alcohol Rehabs That Accept HealthSmart Insurance” Be Sure To Check Out These Additional Resources From RehabCenter.net:
- Does Insurance Cover The Cost Of Suboxone?
- In-Network Insurance Coverage Alcohol And Drug Rehabs
- Alcohol And Drug Rehabs That Accept Coventry Health Care
- Find Drug And Alcohol Rehabs That Accept Priority Health
- Drug Rehabs That Accept Blue Cross Blue Shield Insurance