Drug and Alcohol Rehab Centers That Accept EmblemHealth
If you or your family member is covered by an EmblemHealth insurance plan and wish to receive treatment for drugs or alcohol, some of the cost of treatment may be covered. Coverage varies based on individual insurance policies and provides individuals with a chance to seek out a life of sobriety.
Does EmblemHealth Cover Rehab Treatment?
EmblemHealth has served the New York City area and surrounding communities for more than 75 years. It’s one of the nation’s largest not-for-profit health plans, serving 3.1 million people who live and work across the New York tri-state area.
If you’re considering treatment for a drug or alcohol related issue, you may be faced with the dilemma of finding a rehab center within your insurance network. In many cases, EmblemHealth will cover at least a portion of your drug or alcohol rehabilitation, if it’s within their network, but EmblemHealth insurance policies may not cover certain inpatient rehab treatments.
Thanks to the Mental Health Parity and Addiction Equity Act, insurance companies in the United States like EmblemHealth are required “to provide the same level of benefits for mental and/or substance use treatment and services that they do for medical (or) surgical care,” (Substance Abuse and Mental Health Services Administration). Because the rules of coverage and policies are ever-changing, it may be difficult to decide where you stand with your insurance benefits.
If you wish to seek hospitalization for detoxification for any number of drugs including alcohol, benzodiazepines, prescription opioids, heroin, cocaine, or any others, your treatment will likely be covered if it’s within the EmblemHealth network.
Why Go To Rehab For Drugs And Alcohol?
Most of us are aware of the drug and alcohol epidemic in the United States. So looking towards a solution, people suffering with addiction who go to a rehab center for treatment may have a better chance of overcoming that addiction. As it stands, up to 90 percent of the people suffering from addiction don’t receive treatment, and drugs and alcohol remain one of the largest causes of avoidable death in the country.
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In a drug or alcohol rehab center, you’ll be in the safety of a substance-free environment, which will be conducive to building a strong foundation to recovery. The treatment modalities applied at a rehab center are meant to teach change, healthy behaviors, healthy responses, healthy relationship skills, and better coping skills. Some of the treatment programs may include:
- Cognitive Behavioral Therapy
- Dialectical Behavior Therapy
- Motivational Interviewing
- Mindfulness and Stress Management
- Group Counseling
- Individual Counseling
- Inpatient Treatment
- Outpatient Treatment
Oftentimes a person suffering from addiction grows so obsessed with drug use that they become hard to understand in the process. In a rehab treatment center, the therapists, physicians, and specialists understand that drug addiction has environmental, psychological, and genetic factors; and they know how to help with it.
In other words, someone struggling with drug addiction didn’t get there because they’re a bad person—addiction is a chronic disease, and those suffering from it need love and support.
Will EmblemHealth Cover Specialty Rehab?
Some specialty rehab centers may not be covered by EmblemHealth. These include luxury rehab, executive rehab, equine rehab, professional rehab and others. These are still a good place start to overcome addiction, however the cost of amenities, and other luxuries may be more than what’s covered by most insurance companies. Many times, clients seeking this route will end up paying out-of-pocket to fund their treatment.
What Is The Length Of Rehab That EmblemHealth Will Cover
Each person’s addiction may necessitate a different treatment length, and overall coverage will vary with each policy. That’s partly because each drug type is unique and so are the people struggling with them—so there isn’t really a one-size-fits-all treatment length, or treatment modality for that matter. The length of treatment for each person is usually made more clear upon a medical examination and evaluation.
Treatments can start with a detoxification and medically management withdrawal syndrome, however “detoxification alone does not address the psychological, social, and behavioral problems associated with addiction and therefore does not typically produce lasting behavioral changes necessary for recovery,” (National Institute on Drug Abuse).
After detox, a typical rehab treatment is anywhere between one and three months, and not all durations of rehab treatment will be covered by EmblemHealth. Some of the different lengths of rehab are:
- Short-Term Residential
- One Day
- 28 Days
- 30 Days
- 60 Days
- 90+ Days
How Do I Pay The Remaining Balance Of Rehab?
Let’s face it, paying for a drug or alcohol rehab treatment isn’t in most of our budgets, but the freedom from addiction you’ll receive makes it worth it in the end. If you’re holding back because of the cost, you’re reminded that there are ways to pay for rehab other than insurance.
If you are one of the millions who struggle with addiction, but lack the means to pay for rehab, you may consider a rehab facility that offers scholarships, or accepts a payment plan. Some of the other options to pay for a rehab are:
- Paying out-of-pocket
- Government grants
- Borrowing from a family member or friend
- Asking your employer for a stipend
- Taking out a personal loan
- Asking about a payment plan or sliding fee
At the end of the day, going to rehab isn’t cheap, but neither is supporting a drug habit. According to the National Institute on Drug Abuse, “every dollar invested in addiction treatment programs yields a return of between $4 and $7 in reduced drug-related crime, criminal justice costs, and theft.”
Not only that, the cost of a year in prison is, on average, is $24,000 per person. So spending a few thousand dollars on rehab not only has potential to save you money, and boost the global economy, hypothetically, with about 570,000 people dying annually from drug abuse, rehab can save your life.
How To Ensure Your Coverage And Find The Best Rehab For You
Contact RehabCenter.net today to learn more about finding a treatment center within the EmblemHealth network. You don’t have to live with compulsion to use drugs, and we can guide you in your own personal journey to recovery. Call today to confidentially speak to someone who understand the weight of addiction.Article Sources
EmblemHealth - Health Insurance Claim Form
National Institute on Drug Abuse - NIDA for Teens Drug Facts
National Institute on Drug Abuse - Types of Treatment Programs
Substance Abuse and Mental Health Services Administration - 2013 National Survey on Drug Use and Health
Substance Abuse and Mental Health Services Administration - Implementation of the Mental Health Parity and Addiction Equity Act