Drug and Alcohol Rehabs That Accept CarePlus Health
Funding a drug and alcohol rehab treatment isn’t easy for everybody, and locating one that suits your needs can be just as challenging. CarePlus Health Plans may be able to cover some of the costs of substance abuse treatment at a rehab, and RehabCenter.net can find one that suits your personal needs.
Will CarePlus Cover The Cost Of Rehab?
If you’re thinking about going to a rehab center to overcome substance abuse or addiction, then you’re on the right track. The next step will be deciding which rehab center is appropriate for you, based on location, treatment required, income, and insurance coverage.
Depending on your individual insurance policy, and where you live, CarePlus may cover the cost of your stay at a rehab center. The majority of healthcare insurance policies include some form of mental health or substance abuse treatment—CarePlus is no different.
CarePlus is based out of Miami, Florida, and is ranked as a Fortune 100 Company. It’s also backed by the Accreditation Association of Ambulatory Health Care, and not only offers affordable care, but also a plan that works with a network of physicians to help keep members happy and healthy.
CarePlus is dedicated to improving the lives of their members by providing the support and care they deserve to help them achieve and maintain more active and independent lives.
CarePlus specializes in Medicare Advantage HMO plans, and has more than 17 years of operational experience in Florida. They have always offered a broad choice of benefit plans to meet the different healthcare needs of members.
CarePlus has always strived to be a reliable and trusted resource, helping members make the right choices about their healthcare coverage.
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The Benefits of CarePlus Insurance
CarePlus may cover up to 100 percent of your stay at an addiction treatment facility depending on factors such as your individual plan and if you have met your deductible. As mentioned above, the exact coverage varies based on your policy, but it also depends on the state in which you live.
Many addiction treatment services are covered by insurance, thanks to the Mental Health Parity and Addiction Equity Act, and according to Healthcare.gov, all Marketplace plans must cover mental health and substance abuse services as essential health benefits. These include:
- Behavioral health treatment, such as psychotherapy and counseling
- Mental and behavioral health inpatient services
- Substance use disorder (commonly known as substance abuse) treatment
- Pre-existing mental and behavioral health conditions are covered as well, without spending limits.
- Marketplace plans can’t deny you coverage or charge you more just because you have any pre-existing condition, including mental health and substance use disorder conditions.
- Coverage for treatment of all pre-existing conditions begins the day your coverage starts.
- Marketplace plans can’t put yearly or lifetime dollar limits on coverage of any essential health benefit, including mental health and substance use disorder services.
Going into rehab, it’s important to understand what type of coverage you have. This way you aren’t left with unexpected out of pocket costs. Even if you aren’t able to fund your stay at a rehab center completely with insurance, there are other ways to get the care you need and deserve. Some of the other options for paying for rehab include:
- Paying out of pocket
- Taking out a personal loan
- Borrowing from a family member
- Asking employer for a stipend
- Getting a government grant
- Finding out about a rehab center scholarship
Is Rehab Worth The Cost Of Treatment?
Yes, it is. As stated by the National Institute on Drug Abuse (NIDA), “every dollar invested in addiction treatment programs yields a return of between $4 and $7 in reduced drug-related crime, criminal justice costs, and theft. When savings related to healthcare are included, total savings can exceed costs by a ratio of 12 to 1.” In other words, drug and alcohol rehab can be a major an investment in your future.
Does CarePlus Pay For Both Inpatient And Outpatient Rehab?
When it comes to drug and alcohol rehab, each individual policy may require further investigation, if not prior knowledge of what will be covered. Nearly all insurance providers will include inpatient or outpatient services to an extent—CarePlus is no different.
Receiving inpatient treatment can be critical for long-term sobriety, and the odds are immensely increased when it’s followed by an outpatient treatment. In the grand scheme of things, the amount of time and effort placed on recovery will greatly impact the likelihood of success.
Some people may also be required to do a medical detoxification before their behavioral treatment. This not only helps them manage the physical symptoms of withdrawal, but also gives them a better focus when it comes to seeking behavioral guidance in their treatment program. “Although detoxification alone is rarely sufficient to help (a person suffering from addiction) achieve long-term abstinence, for some individuals it is a strongly indicated precursor to effective drug addiction treatment,” (NIDA).
Will CarePlus Cover An Out Of State Rehab Treatment?
Since CarePlus is located in Florida, whether or not they’ll cover a treatment out of state will be based on situational and individual circumstances. It may be helpful to speak to an addiction specialist at RehabCenter.net about out of state coverage, and where your policy puts you.
If you’re only covered in the state of Florida, or only partially covered out of state, it may be in your best interest not to travel outside of Florida for alcohol or drug treatment.
Find A Rehab Center That Accepts CarePlus Health Today
If you or a loved one is ready to start living a life that’s free from drugs and alcohol, contact us today. Our addiction specialists are standing by to guide you on your path to recovery. Your call will be completely confidential.
For More Information Related to “Drug and Alcohol Rehabs That Accept CarePlus Health” Be Sure To Check Out These Additional Resources From RehabCenter.net:
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