Alcohol And Drug Rehabs That Accept Magellan Behavioral Health
Medically reviewed byDr. Gerardo Sison
April 1, 2019
Deciding to seek treatment and determining how to pay for that treatment can be very stressful. While stress is often elevated during these tough times, know that in choosing to attend treatment for your addiction, you may also reduce stress by choosing to enroll in an insurance plan like Magellan Behavioral Health that covers some or all of the cost of your rehabilitation.
Insurance for substance abuse disorders covers many aspects of recovery. From the initial detoxification phase to outpatient/inpatient therapies and residential, long-term stays, to even prescription coverage and aftercare treatments, insurance for treatment is the best route to take in avoiding the stress of payments. Your recovery does not need to be difficult, nor does it need to burden you with increased bills. When all is said and done, what insurance doesn’t cover can usually be divided into an easy payment plan that allows for your recovery to still be on track and stress-free.
Remember that your treatment is number one. Sobriety is your ticket back to healthy living and repaired relationships. Both inpatient and outpatient rehabilitation can help you see your life for what it can be, get you to a point of sobriety, and leave you with the best coping methods for continuing recovery. Addiction doesn’t have to rule your life, and neither does the stress of paying for your rehab.
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Magellan Behavioral Health: Coverage For Your Future
Many insurance companies strive to cover substance abuse treatment as the need for rehabilitation has grown in recent years and continues to swell. With this in mind, Magellan Behavioral Health is among the top providers of coverage for substance abuse disorders from the standpoint of both behavioral health and mental health. With more than one view on the cause of addiction, dual diagnosis treatment allows for recovery to consider every angle and tackle the many layers of underlying illness that feed into dependency.
Magellan Behavioral Health covers dual diagnosis needs while also covering addiction treatment or mental health needs separately. Coverage varies depending on the state in which you live, your regional plan offerings, and the level of coverage you seek out. Commonly, Magellan Behavioral Health will cover up to 30 days of inpatient treatment or partial-day treatment. In the case of inpatient treatment, you usually pay $100 per day of service, but no more than $500. That means that the majority of your treatment is covered and you only have to budget for small monthly payments to cover your residual bill.
Outpatient treatments are usually covered at a higher rate through Magellan Behavioral Health. Up to 50 sessions per calendar year are offered with a $35 copay per outpatient session. Magellan works for you by taking into consideration the medical necessity of your treatment. That means that after you get a diagnosis, whether for behavioral health needs (addiction) or mental health disorders (mental or emotional illness), you will be given the most coverage when your condition treatments are deemed medically necessary for recovery.
Reduce Your Payments And Get The Care You Need
Making sure that you’re covered for addiction treatment in order to keep your bills and stress low is imperative. Get yourself into a Magellan plan today by contacting us for help with enrollment.
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