Alcohol And Drug Rehabs That Accept Harvard Pilgrim Health Care
Increasingly, more and more people see drug and alcohol addiction for what it really is: a medically manageable disease. Accordingly, as public views of substance abuse have changed, so have the payment options available for medically treating it.
Recent developments such as the Mental Health Parity and Addiction Equity Act (which requires employer-based insurance plans to cover substance abuse treatment at levels comparable to coverage for other medical treatments) and the Affordable Care Act (which lists addiction treatment as one of its ten essential health benefits) are two cases in point. These are positive steps in the right direction, and are making addiction treatment in the United States more affordable than ever.
Which is to say, worrying about how to pay for substance abuse treatment can be a scary, stressful experience, but it doesn’t have to be. Options are available to you.
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Get The Coverage You Need Through Harvard Pilgrim
One such option is Harvard Pilgrim Health Care. Harvard Pilgrim offers both employer-based and individually purchasable plans to residents of Massachusetts, Maine, New Hampshire, and Connecticut. The company provides quality coverage for many behavioral health issues, including substance abuse disorders.
As with most health insurance companies, Harvard Pilgrim tends to require a higher copayment for inpatient substance abuse treatment than for outpatient treatment. For instance, its Tiered Copayment HMO for Massachusetts residents requires only a $10 copayment for each session of outpatient group therapy and $20 per session for outpatient individual therapy, but requires a $250 copayment for each admission into an inpatient substance abuse treatment setting. It is important to note that these numbers only apply to treatment providers within the company’s network; treatment from out-of-network providers is not covered. Of course, this is just one example; exactly what kind of coverage you can get through Harvard Pilgrim depends on the particulars of your plan., which will vary with the state in which you’re enrolled and the type of plan you select for your coverage.
Don’t Let Insurance Worries Get In The Way Of Treatment
No matter what insurance plan you have, it is important to remember that getting coverage for substance abuse treatment should be a step toward recovery, not a barrier to it. Especially in recent years, health insurance may seem like a complicated web of changing laws and regulations. You’re not alone, however; contact us today at RehabCenter.net, and we’ll guide you through it.
* Disclaimer: Rehabcenter.net is not affiliated with or endorsed by Harvard Pilgrim Health Care. Details about Harvard Pilgrim Health Care’s coverage are intended for informational purposes only. The specific details of your plan may vary and the specific treatment services you require may or may not be covered.