Rehab Centers That Accept Cigna Insurance In New Mexico

When an individual or a dependent loved one abuses drugs or alcohol, their behavior changes. In many cases, it causes physical ailments, mental health disorders, and complications in personal relationships. By looking for a professional rehab center in New Mexico, individuals have the tools to adjust their behavior and start living a healthy lifestyle. Cigna insurance offers coverage through group and employer-provided policies, so individuals have the option to work with an insurance provider to recover from substance abuse.

What Is The Basic Coverage?

In most cases, Cigna offers basic or standard policies through employers or group policies that follow HMO strategies. Thus allows individuals to seek treatment for mental health disorders and substance abuse, but often require that an individual stay within the network. Out-of-network treatments are not always covered by the basic policy.

Cigna pays for a percentage of the treatment costs or requires a co-payment for treatment. Since the policy has a deductible, most treatments require that the individual pay the deductible before the coverage applies to mental health disorders and addiction treatments. Emergency services, such as detox services or treatments for an overdose on drugs or alcohol, is usually covered, even if an individual must seek treatment in an out-of-network facility.

Cigna Policies In New Mexico

Cigna offers a wide variety of employer-provided policies, all of which offer coverage for mental health disorders, substance abuse, and co-occurring disorders. Cigna covers an employee assistance program, or EAP, to help with behavioral health concerns. This program allows individuals to seek counseling or treatment options without taking unnecessary risks.

In most cases, an out-patient program requires a co-payment for each session. The policy will usually state the co-payment for out-patient treatments, such as requiring $25 per session. An in-patient treatment facility usually requires a co-insurance rate, rather than a co-payment. For example, the policy might cover 60 percent of the treatment costs in a residential program.

Treating Addiction In Rehab Centers

Rehab centers in New Mexico work with Cigna to help individuals accomplish their recovery goals. Opt for an in-network program that offers evidence-based treatments and holistic solutions to help with long-term goals. Traditional treatments, like counseling and family therapy, are part of most rehab programs.

Evidence-based treatments use tools like cognitive or behavioral therapy to adjust the way that individuals think and behave. It also uses appropriate medical treatments based on the symptoms and concerns of addiction. For example, medications are often used to treat underlying mental health disorders when a medical professional determines that the treatment is necessary.

Holistic treatment programs use a variety of tools to address the underlying causes of addiction. They look at the individual as a whole person and create a personalized treatment plan. It usually starts with detoxification and looks for underlying complications like mental health disorders, physical ailments, or even inappropriate belief systems.

Healing From Substance Abuse

Substance abuse harms individuals in unexpected ways. Healing from substance abuse starts with making positive changes and seeking professional treatment. Use the tools at RehabCenter.net today to learn more about treatment programs in New Mexico and ways to work with an insurance provider to treat an addiction.

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