Rehab Centers That Accept Cigna Insurance In New Hampshire
In New Hampshire, Cigna Insurance covers substance abuse disorders pretty much as they cover other diseases. All medical coverage sold through the state marketplace or sold by the Federal Marketplace must cover behavioral treatments, inpatient treatments for substance abuse disorders, and substance abuse disorder issues.
Cigna’s health insurance policies include insurance for substance abuse disorders and is available through individual or employer-based policies. Coverage for these concerns is guaranteed by the Mental Health Parity and Addiction Equity Act of 2008, which makes it necessary for companies like Cigna to give consumers access to drug and alcohol abuse disorder treatment coverage.
New Hampshire Substance Use Disorder Centers: Sample Copays And Deductibles
It is estimated that nearly 20 million people over 12 have substance abuse disorder, but don’t seek help. Whether they are anxious about detoxification or concerned about paying for coverage, they unfortunately let their condition run for too long. Thankfully, in New Hampshire, Cigna covers in and outpatient detox at authorized treatment facilities with staff specially trained to make your detoxification more comfortable. The following table gives an idea of what Cigna plans cover for substance abuse treatment disorder.
Cigna Copays and Prior Authorization Needs for Substance Abuse Disorder Treatment | |||
Type of Service | Copays in Network | Copays Out of Network | Prior Authorization |
Mental/Behavioral health outpatient services | $60 per visit | 50% | None needed |
Mental/Behavioral health inpatient services | $1,000 per day | 50% | Yes – Out-of-network cost share increases if no pre-authorization. |
Substance use disorder outpatient services | $60 per visit | 50% | None needed |
Substance use disorder inpatient services | $1,000 per day | 50% | Yes – Out-of-network cost share increases if no pre-authorization. |
Substance Use Disorder Services Covered By Cigna In New Hampshire
Cigna covers a wide range of substance abuse and mental health treatments in New Hampshire, such as detoxification, inpatient treatment, outpatient treatment, long-term treatment, fleeting treatment, far-reaching treatment, dialectal behavior treatment, and cognitive behavior treatment. Each of these therapies has their benefits. Inpatient treatment is perfect for people who need round-the-clock care, while outpatient care is suitable for people who need to go to work or school during treatment.
Mental health concerns are often best addressed with cognitive and dialectical behavior therapy, as these treatments are designed to correct problematic behaviors that lead to negative actions. Thankfully, Cigna has an Alcohol Specialty Care Management Team that offers aid for alcohol abuse and problem drinking to insureds in New Hampshire that need assistance.
If you have any more information regarding Cigna and its coverage of drug addiction in New Hampshire, please contact us at RehabCenter.net today. Our helpful counselors will guide you through this difficult process and find you the help you need.