Rehab Centers That Accept Cigna Insurance In Georgia

You have a lot to think about when you plan to enter a drug treatment program and work toward a new way of living. You might even have a co-occurring mental disorder that you’re trying to treat at the same time. When you’re dealing with this kind of tough situation, the last thing you need to be thinking about is how to pay for treatment, or end up having the cost of care hold you back from going to a treatment program. One sometimes-overlooked area that can help with the cost of treatment is your health insurance plan. If you don’t currently have one, consider getting one to help cover your drug treatment costs.

With Cigna, you can pick from a range of individual health insurance plans as a Georgia resident. The plan will take care of a portion of the cost of care, and you will be responsible for the rest of it.

Cigna Plan Options in Georgia and What They Cover

All of Cigna’s health insurance plans in Georgia cover substance abuse, as well as mental and behavioral health. You have a large number to pick from in this state, so think about the amount you would be required to pay for care and monthly premiums compared to how much the insurance plan would help. Keep in mind that the number in the name of each plan is a reference to the deductible you would be responsible for on the plan.

The Cigna Health Savings 6000 LCP plan requires a 0 percent co-insurance for an in-network provider, whether you decide to go for office visits, outpatient care or inpatient treatment. If you would prefer to go to a provider that is outside the network, you will pay more with a 30 percent co-insurance, and you need pre-authorization for inpatient care to keep the cost as low as possible.

If you choose the Cigna Health Flex 6400 LCP plan, you will be covered for these services with a 30 percent co-insurance required on your part for visiting in-network providers. The cost goes up to 40 percent for the co-insurance to visit out-of-network providers, and the insurance plan requires pre-authorization for out-of-network inpatient services or the price increases.

The Cigna Health Savings 3000 LCP plan comes with a 10 percent co-insurance for in-network office visits, inpatient services and outpatient services. If you plan to go to someone outside of the network, expect to spend a 40 percent co-insurance and to need pre-authorization.

With the Cigna Health Flex 4000 LCP plan, you pay a $60 copay for office visits and a 20 percent co-insurance for inpatient and outpatient treatment. Those costs are for in-network providers; if you go outside the network, the costs rise to a 30 percent co-insurance for office visits or a 40 percent co-insurance for inpatient and outpatient treatment, plus a pre-authorization for inpatient care.

The Cigna Health Flex 2000 LCP plan costs a $60 copay for each office visit or a 30 percent co-insurance for outpatient and inpatient services. If you choose an out-of-network provider, the cost on your part is a 30 percent co-insurance for office visits or a 40 percent co-insurance for outpatient and inpatient services, with pre-authorization needed for inpatient care.

And the Cigna Health Flex 1000 LCP plan provides coverage for a $50 office visit copay or a 20 percent co-insurance for inpatient and outpatient treatment. If you go out of network, the office visits require a 30 percent co-insurance, while the inpatient and outpatient treatment require a 40 percent one, with pre-authorization for the inpatient services.

Cigna also has a variety of separate plans for Native Americans and Alaskan Natives, as well as some cost share plan options that give a slight variation on the above plans.

Pick Your Cigna Plan

Look through all of your Cigna plan options to find the one that best fits your needs for recovery. Once you have an insurance plan, be sure to choose facilities and treatments that are included in your plan coverage so you can keep your costs down. When you use health insurance, you can save on the care you need to start on the life you want.

Want to get help, but not ready to talk?

You can receive 24/7 text support right away and at your convenience. There is no obligation to enter treatment and you can opt out at any time.

Sign up for text support to receive:

✅ Resources about addiction and recovery

✅ Info about our treatment process

"*" indicates required fields

Disclaimer*

Let Regard Healthcare walk you through the treatment process. We're here to help.
For 24/7 Treatment Help
100% Free and Confidential. Call 888-341-4325

For 24/7 Treatment Help Call:

1-888-979-9592

For Immediate Treatment Help Call:
(888) 979-9592