Cost of Rehab Centers Overwhelming You? BlueCross BlueShield May Have You Covered
When contemplating treatment for alcohol dependency or other addictions, the cost of rehab centers can seem like a barrier to getting much needed help. If you have BlueCross BlueShield insurance you are likely eligible to have a large portion of inpatient treatment costs covered.
BlueCross Blue Shield provides health insurance plans in most states and most plans offer some level of coverage for mental health and addiction treatment. Because BlueCross Blue Shield has such a large network of plans and providers, it means that most credible rehab centers are eligible for coverage under BlueCross BlueShield plan provisions.
How Much of the Cost of Rehab Centers Will BlueCross BlueShield Cover?*
If your employer sponsors your BlueCross BlueShield plan, your rehab center stay can be covered at levels similar to that of other hospital services like surgery and outpatient therapy. This is because the Mental Health Parity and Addiction Equity act of 2008 requires employers with more than 50 employees who include mental health and addiction benefits in their insurance coverage to provide those benefits that are in-line with the other standard medical benefits in their plans. You may also have access to an Employee Assistance Program, which may or may not be through BlueCross BlueShield, where you can find additional addiction recovery resources.
If you have individual coverage provided by BlueCross BlueShield, you probably have some mental health and addiction coverage. The amount of benefits available to you through your BlueCross BlueShield plan may vary depending on the state you live in and the plan you selected, but a credible rehab center can help you discover the extent of these benefits and select a treatment plan that fits your circumstances.
Find Out How BlueCross BlueShield Insurance Can Help Cover the Cost of Rehab Centers
One of the first steps you can take toward recovery is to find out some general information about the addiction treatment benefits available to you. These are a few helpful questions you can ask BlueCross BlueShield as you begin to seek treatment options:
- Does my insurance plan cover substance abuse treatment?
- What substance abuse treatment facilities will accept my insurance?
- Is there a daily maximum coverage for inpatient stay at a drug rehab center?
- What services will my insurance cover at a drug rehab center?
You don’t need to go it alone. Contact us today for a free consultation on drug rehab centers that can assist you in understanding the details of your insurance benefits and find a suitable rehab center with feasible treatment options.
* Disclaimer: Rehabcenter.net is not affiliated with or endorsed by BlueCross BlueShield. Details about BlueCross BlueShield’s coverage are intended for informational purposes only. The specific details of your plan may vary and the specific treatment services you require may or may not be covered.